topic Re: Citi Secured in Credit Card Applications

Citi Secured

jbsilva21 — Fri, 26 Feb 2016 16:14:11 GMT

So i applied for the citi secured a few days ago. Today I noticed that they deducted the security deposit. Does this mean it is approved?

Re: Citi Secured

Anonymous — Fri, 26 Feb 2016 16:38:08 GMT

@jbsilva21 wrote:
So i applied for the citi secured a few days ago. Today I noticed that they deducted the security deposit. Does this mean it is approved?

Yes. Once the deposit is deducted, you are good to go. Congrats!!

Re: Citi Secured

jbsilva21 — Fri, 26 Feb 2016 16:41:42 GMT

Yesssssss!

Re: Citi Secured

Anonymous — Fri, 26 Feb 2016 22:59:20 GMT

Congrats!!!

I applied Monday afternoon and the status still shows as "under review". I am really hoping to see that deposit taken from my account because I want back in the door with Citi sooooooo badly. I am very anxious that it is taking and will result in a decline

Re: Citi Secured

Anonymous — Fri, 26 Feb 2016 23:37:46 GMT

@Anonymous wrote:
Congrats!!!

I applied Monday afternoon and the status still shows as "under review". I am really hoping to see that deposit taken from my account because I want back in the door with Citi sooooooo badly. I am very anxious that it is taking and will result in a decline

Hang in there and will keep fingers crossed for you. Update the thread with results ok...

Re: Citi Secured

jbsilva21 — Sat, 27 Feb 2016 01:41:29 GMT

Good luck cam3150.

Re: Citi Secured

jbsilva21 — Wed, 02 Mar 2016 23:25:29 GMT

Update, I checked this morning via the application status link and it still states that the application requires further processing. So I decieded to call and spoke with a CSR and he basically told me the same thing. He also mentioned that just because the deposit is taken, it does not necessarily mean that it is approved. Yikes, now I have a bad feeling about it. He told me that they take the deposit and then check your info. Doesn't make sense to me at least. When I got approved for BoA secured last year the ran my credit, approved me, and then took my deposit. I guess another week of waiting to see where I stand.

Re: Citi Secured

gibeon — Wed, 02 Mar 2016 23:33:59 GMT

Cities secured is a slow process. Used to take a month or there about.

I think mine took 10 days with the online application to actually show the approval, though they took funds well before that.

Re: Citi Secured

jbsilva21 — Wed, 02 Mar 2016 23:43:42 GMT

Well, I wouldn't care if it took a month just as long as it is approved!

Re: Citi Secured

Anonymous — Thu, 03 Mar 2016 00:17:49 GMT

@jbsilva21 wrote:
So i applied for the citi secured a few days ago. Today I noticed that they deducted the security deposit. Does this mean it is approved?

When I apped and was eventually approved for the citi secured it took forever and ever (and ever) for them to approve the application.

Be patient, itll happen

Re: Citi Secured

Anonymous — Thu, 03 Mar 2016 01:14:45 GMT

To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!

Re: Citi Secured

jbsilva21 — Thu, 03 Mar 2016 02:39:20 GMT

Well after all my worrying, I just got the email. It was approved! Finally I am somewhat back in with Citi! I had a charge off from college that I paid off 6 months after it was charged off. Never showed up on my reports though. I am just so happy that it was approved even if it is just a secured card.

Re: Citi Secured

gibeon — Thu, 03 Mar 2016 03:41:44 GMT

Sweet! Congrats!

Re: Citi Secured

Anonymous — Wed, 25 Jan 2017 12:46:57 GMT

Today is day 7 for me they took the funds on day 1.. Hoping I get that email soon

Re: Citi Secured

bk510 — Thu, 26 Jan 2017 08:34:08 GMT

@Anonymous wrote:
To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!

I apped 1/15 and deposit taken on 1/17......Received approved email on 1/23, says the account is open as of today. Card in 7 to 10 days.

BK discharged 6/2012....citi was included in BK.

Re: Citi Secured

bk510 — Thu, 26 Jan 2017 08:36:47 GMT

@Anonymous wrote:
Today is day 7 for me they took the funds on day 1.. Hoping I get that email soon

I think u'll b approved.......

Re: Citi Secured

sjt — Thu, 26 Jan 2017 14:36:45 GMT

@Anonymous wrote:
To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!

What was the reason for the decline? If you paid Citi back in full you should have been good to go.

Re: Citi Secured

Anonymous — Fri, 27 Jan 2017 02:44:08 GMT

It took 7 days but I just got the email at 9am .. feeling great..
Robert,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® card, with a credit limit of $200. Your account is considered open as of today, 01/26/17.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!