topic Re: How Is Ebates On Getting Approved? in Credit Card Applications

How Is Ebates On Getting Approved?

CreditMagic7 — Thu, 06 Nov 2014 20:50:11 GMT

Don't they pull TU and it is after all a Synchrony card and i only have 4 so far?

Re: How Is Ebates On Getting Approved?

fedxboy — Thu, 06 Nov 2014 21:05:45 GMT

Hi Creditmagic! Do you need more credit? Are you bored and just looking for an approval? Do you have any current derogs in your profile? I only ask, since you recently got declined for the Wells Fargo Dillard's Amex -- yesterday and CapOne only gave you a 600 limit on the BuyPower. Granted GE/SYNC should have lighter u/w, but..........

and Yes, they do pull TU!

Re: How Is Ebates On Getting Approved?

CreditMagic7 — Thu, 06 Nov 2014 21:03:48 GMT

@fedxboy wrote:
Hi Creditmagic! Do you need more credit? Are you bored and just looking for an approval? Do you have any current derogs in your profile? I only ask, since you recently got declined for the Wells Fargo Dillard's Amex -- yesterday and CapOne only gave you a 600 limit on the BuyPower. Granted GE/SYNC should have lighter u/w, but..........

No derogs, need to make up for Well Fargo's snub, thats all

Re: How Is Ebates On Getting Approved?

fedxboy — Thu, 06 Nov 2014 21:10:55 GMT

I like the Ebates card for the additonal 3% on top of whatever your other percentage is. Some say it's a higher tier card with Synchrony.

Re: How Is Ebates On Getting Approved?

Anonymous — Thu, 06 Nov 2014 21:11:39 GMT

each ttime CreditMagic7 gets a card denied, he needs to apply for another card to fill that void

Re: How Is Ebates On Getting Approved?

CreditMagic7 — Thu, 06 Nov 2014 21:12:45 GMT

@fedxboy wrote:
I like the Ebates card for the additonal 3% on top of whatever your other percentage is. Some say it's a higher tier card with Synchrony.

I read the same thing too. I dunno, maybe let the dust settle for awhile before going headlong for that ONE LAST CARD before gardening the entire year 2015 (if i can)

Re: How Is Ebates On Getting Approved?

CreditMagic7 — Thu, 06 Nov 2014 21:15:06 GMT

@Anonymous wrote:
each ttime CreditMagic7 gets a card denied, he needs to apply for another card to fill that void

That's one thing Creditaddict and i have in common for certain

And the best part of all is that it almost always leads to more then one make up APPROVALS!! afterwards

Re: How Is Ebates On Getting Approved?

Creditaddict — Thu, 06 Nov 2014 21:49:24 GMT

It's by far the hardest card Sync offers and I have been denied 4 times now! but it's on my list and I WILL get it!

Re: How Is Ebates On Getting Approved?

Ron1 — Thu, 06 Nov 2014 22:06:17 GMT

It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.

This one is the hardest one to get. It took two times.

Ron.

Re: How Is Ebates On Getting Approved?

CreditMagic7 — Thu, 06 Nov 2014 22:22:36 GMT

@Ron1 wrote:
It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.
This one is the hardest one to get. It took two times.

Ron.

Thanks for the caution all. I will pass i think on this one for now. Can't stomach another wasted HP on TU 'cause already racked up enough as it is, thankfully all but 2 for good approvals

Re: How Is Ebates On Getting Approved?

dodgerslv — Thu, 06 Nov 2014 22:28:45 GMT

@CreditMagic7 wrote:
@Ron1 wrote:
It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.
This one is the hardest one to get. It took two times.

Ron.
Thanks for the caution all. I will pass i think on this one for now. Can't stomach another wasted HP on TU 'cause already racked up enough as it is, thankfully all but 2 for good approvals

+1...i have been wanting to apply for a 2nd Diners and my first Comenity backed card (Virgin Amercia) but standing firm in the garden now unitl Jan. for Amex.

Re: How Is Ebates On Getting Approved?

Creditaddict — Thu, 06 Nov 2014 22:52:24 GMT

@CreditMagic7 wrote:
@Ron1 wrote:
It should be pretty easy if you don't have too many inquires or any negative. It is good card to have if you buy stuff online thru ebates regularly.
This one is the hardest one to get. It took two times.

Ron.
Thanks for the caution all. I will pass i think on this one for now. Can't stomach another wasted HP on TU 'cause already racked up enough as it is, thankfully all but 2 for good approvals

your over 700, Id go for it!

Re: How Is Ebates On Getting Approved?

chalupaman — Thu, 06 Nov 2014 22:54:05 GMT

I got mine with like 4 or 5 inquiries on TU and over a 700 score with no problem. I also closed my Wal-Mart card the other day as well so I think that helped too. It wasn't the Visa Siggy version or anything but it was at least something.

Re: How Is Ebates On Getting Approved?

Anonymous — Fri, 07 Nov 2014 00:02:24 GMT

I want this card for some reason, something about that picture...

Re: How Is Ebates On Getting Approved?

Creditaddict — Fri, 07 Nov 2014 00:06:21 GMT

@Anonymous wrote:
I want this card for some reason, something about that picture...

I want it too!

Re: How Is Ebates On Getting Approved?

CreditCardDiva — Fri, 07 Nov 2014 00:18:17 GMT

@Anonymous wrote:
I want this card for some reason, something about that picture...

Me too. It's like he's saying "Now looka here...you know you want this card..." But, I'm going to be patient and sit tight till this time next year. Because a denial would dig deep. I would look at this picture again, and dude would be saying, "Now see? If you'd waited..."

Re: How Is Ebates On Getting Approved?

Anonymous — Fri, 07 Nov 2014 00:19:06 GMT

@Creditaddict wrote:
@Anonymous wrote:
I want this card for some reason, something about that picture...
I want it too!

I hope you get it, tell them you've been very good this year, so they can be your santa and approve you that card

Re: How Is Ebates On Getting Approved?

CreditMagic7 — Fri, 07 Nov 2014 01:15:02 GMT

The both of you STOP THAT!

I need one night's sleep at least before i give in and go for it anyway

Re: How Is Ebates On Getting Approved?

Anonymous — Fri, 07 Nov 2014 01:33:01 GMT

@CreditMagic7 wrote:
The both of you STOP THAT!

I need one night's sleep at least before i give in and go for it anyway

Re: How Is Ebates On Getting Approved?

Anonymous — Fri, 07 Nov 2014 02:57:39 GMT

Thanks guys!

I use ebates, saw the card with what appears to be the Monopoly man on it. I got the itchy finger and apped for it. I was in the garden for 37 days! Got the 7-10 day message when I couldn't verify the text message they sent me. Hoping for an approval! I figured I needed a VISA for anyplace that doesn't take MC.