topic Re: SYNC pulling EX for a Lowes App.. in Credit Card Applications

SYNC pulling EX for a Lowes App..

Anonymous — Fri, 11 Mar 2016 17:59:29 GMT

I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Re: SYNC pulling EX for a Lowes App..

Anonymous — Fri, 11 Mar 2016 20:16:15 GMT

Same here and I was denied. I was sure they'd pull tu which has my best fico score.

Re: SYNC pulling EX for a Lowes App..

MyLoFICO — Fri, 11 Mar 2016 21:29:50 GMT

I asked for a SP CLI on my Discount tire card and got denied. The letter they sent said they pulled EX but I got no HP on EX. That is a first for me. Glad I got my last round of CLI's when I did.

Re: SYNC pulling EX for a Lowes App..

Anonymous — Fri, 11 Mar 2016 21:30:03 GMT

@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

Re: SYNC pulling EX for a Lowes App..

MyLoFICO — Fri, 11 Mar 2016 21:33:03 GMT

@Anonymous wrote:
@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

I have 7 new sync accounts and tons of CLI's in the last 2 months, all have gone through TU, until Discount Tire. Sounds like some changes may be coming to Sync.

Re: SYNC pulling EX for a Lowes App..

Anonymous — Fri, 11 Mar 2016 21:39:14 GMT

@Anonymous wrote:
@Anonymous wrote:
I applied for a Lowes card this week... Synchrony pulled EX, not TU... Seemed a little strange to me...

Sorry to hear about the denial... Whatever report a lender pulls depends on your region /state. So Experian is probably what is pulled for your state.

Sync has pulled TU for all of my accounts up until this one.

Re: SYNC pulling EX for a Lowes App..

GettingBetter2015 — Fri, 11 Mar 2016 21:46:04 GMT

I've only had them pull TU for me... I'd be interested to see if this is a changing trend... My EX is currently my highest score.

Re: SYNC pulling EX for a Lowes App..

Anonymous — Fri, 11 Mar 2016 21:51:45 GMT

They pulled TU for me back in January.

Oh how I wish they would pull EX......

Re: SYNC pulling EX for a Lowes App..

Loquat — Fri, 11 Mar 2016 22:03:06 GMT

I'm here in the midwest and all of my Synch accounts have been TU pulls...

Re: SYNC pulling EX for a Lowes App..

ddemari — Fri, 11 Mar 2016 22:09:19 GMT

I'm in Midwest too and synch 98% of the time
Pulls TU. Once they pulled EX for sunglass hut and new egg and once they pulled EQ for stein mart.

Re: SYNC pulling EX for a Lowes App..

Anonymous — Sat, 12 Mar 2016 04:14:57 GMT

My artvan they pulled EX everytime before they pulled TU. I thought it was strange. this was not to long ago either, Prior to that i got Lowes, Amazon, walmart, toys R us, care credit and all those were TU

Re: SYNC pulling EX for a Lowes App..

Officer737 — Sat, 12 Mar 2016 09:38:00 GMT

@MyLoFICO wrote:
I asked for a SP CLI on my Discount tire card and got denied. The letter they sent said they pulled EX but I got no HP on EX. That is a first for me. Glad I got my last round of CLI's when I did.

Synchrony CLI pulls are soft pulls generally, with the exception of Carecredit which is always a HP from what I hear.