topic Re: Commenity Bank Fuel Rewards... Recon in Credit Card Applications

Commenity Bank Fuel Rewards... Recon

Anonymous — Mon, 04 Apr 2016 18:16:53 GMT

Apparently got denied for the fuel rewards MC... how long do i have to wait for reconsideration? I currently have no commenity cards

Re: Commenity Bank Fuel Rewards... Recon

CreditCuriosity — Mon, 04 Apr 2016 18:18:48 GMT

@Anonymous wrote:
Apparently got denied for the fuel rewards MC... how long do i have to wait for reconsideration? I currently have no commenity cards

comenity doesn't reconsider applications. Always can apply in future after addressing letter concerns although many better cards out there than the Fuel Rewards MC. Is there a particular reason you want this card?

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Mon, 04 Apr 2016 18:36:38 GMT

I currently have no commenity cards

That's not always a bad thing!

Re: Commenity Bank Fuel Rewards... Recon

ddemari — Mon, 04 Apr 2016 19:06:02 GMT

wait at least 31 days to reapply for the accept the pop up again. as they can turn around and say they dont accept apps within the time frame and still hard pull you.

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Mon, 04 Apr 2016 19:21:37 GMT

Well i will address a couple questions from others here...

I do like the rewards with this card... am trying to up my portfolio. ... and i really didnt think w/ my bk 6/2012 i would qualify for other Gas Cards.
I just applied ... no pop up... but no HP has hit my report yet? Been 2 days?
I dont really want to re apply. ...

I have alot of inq in 2yrs as you can see but in a 12 month span very little

Re: Commenity Bank Fuel Rewards... Recon

someg33k — Mon, 04 Apr 2016 19:44:38 GMT

I would suggest making sure you are opted in and wait for a popup / preapproval. Not always true but more often than not, if you do not get a preapproval from them, a cold app will not result well.

Re: Commenity Bank Fuel Rewards... Recon

CreditMagic7 — Mon, 04 Apr 2016 19:57:17 GMT

All of the above.

Best of luck going forward.

Re: Commenity Bank Fuel Rewards... Recon

pipeguy — Mon, 04 Apr 2016 19:57:45 GMT

Note that you can get Shell fuel rewards by tying in any MasterCard to your Fuel Rewards account (don't need a Comenity card to join Fuel Rewards) and then it works kind of like eBates where you get 5 cents for doing this or 20 cents for doing that - for March I filled up 20 gal for $1.29 a gal (70 cents off at the pump). Just sign up online and they'll send you a membership card for free - tie in a MC or two and rewards add up fast - I average 40 to 80 cents a gal per month.

You are better off without Comenity's sky high APR anyway

Re: Commenity Bank Fuel Rewards... Recon

steelers1 — Mon, 04 Apr 2016 23:18:57 GMT

You should look into the BP card if you want a gas card.

Synchrony is much better than Comenity.

Re: Commenity Bank Fuel Rewards... Recon

Officer737 — Tue, 05 Apr 2016 00:43:54 GMT

@steelers1 wrote:
You should look into the BP card if you want a gas card.

Synchrony is much better than Comenity.

BP is losing stores right and left in my area. 7 in the last few months, only one left

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Tue, 05 Apr 2016 01:58:18 GMT

My recommendation is to stay as far away from Comenity as possible. In addition, Fuel Rewards is not very lucrative of a program. There are better ones out there. Best of luck whatever you decide.

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Tue, 05 Apr 2016 11:12:04 GMT

I do have 2 strong Synchrony Cards.... and BP is all over the place in Wisconsin....

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Tue, 05 Apr 2016 16:10:03 GMT

Most gas stations that accept credit cards are a good 15 cents more per gallon, kills any savings. the best route is to buy fuel gift cards at the supermarket that are cash only. In California its Arco back east theres others. Another way to do it is wait for chevron BP exxon gift cards to be 92 bucks on eBay and combine ebates plus ebaybucks, you get your savings that way

Re: Commenity Bank Fuel Rewards... Recon

Anonymous — Tue, 05 Apr 2016 16:38:34 GMT

@Anonymous wrote:
I do have 2 strong Synchrony Cards.... and BP is all over the place in Wisconsin....

You should give the BP Visa a shot then..

The promo period rewards are pretty good, 25 cents off per gallon for every $100 the first 90 days. I think after that it drops to 10 cents, however grocery, travel, and dining are always 15 cents. and the card is always the same as cash price at BP stations