topic Re: Walmart and Old Navy...3 pulls for each? in Credit Card Applications

Walmart and Old Navy...3 pulls for each?

Anonymous — Sun, 10 Apr 2016 20:23:27 GMT

Initially both of these only pulled TU last month when they were approved. Today I noticed that there was a 3-bureau pull for each card...they pulled EQ and EX two days after the approval. Typical? I haven't seen anyone mention this before. I guess that's the chance you take when you app!

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Mon, 11 Apr 2016 20:34:08 GMT

Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.

Re: Walmart and Old Navy...3 pulls for each?

KSK1912 — Mon, 11 Apr 2016 21:20:14 GMT

@Anonymous wrote:
Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.

I only have walmart and synchrony has always been TU for me on all my cards. Maybe my one guess would be, if you were borderline approved? Still don't make sense? Which monitoring agency are you seeing your inq's from?

Re: Walmart and Old Navy...3 pulls for each?

Loquat — Mon, 11 Apr 2016 21:23:42 GMT

That's unusal...with all my Sync cards it been a single TU pull...

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Tue, 12 Apr 2016 05:27:27 GMT

Does old navy send good spending promos?

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Tue, 12 Apr 2016 07:59:14 GMT

@KSK1912 wrote:
@Anonymous wrote:
Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.
I only have walmart and synchrony has always been TU for me on all my cards. Maybe my one guess would be, if you were borderline approved? Still don't make sense? Which monitoring agency are you seeing your inq's from?

I was alerted by CCT. When I went though and saw they pulled each one, it hurt my heart. With my Belk card last year, though, they only pulled TU. So I'm not sure what they did it for! I was instantly approved with each app. Smh.

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Tue, 12 Apr 2016 08:00:55 GMT

@Anonymous wrote:
Does old navy send good spending promos?

They send me lots of good promos...I just don't know how exclusive they are...my son, daughter, and mother all receive the same emails but we all have either the ON store or ON Visa card.

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Tue, 12 Apr 2016 08:52:59 GMT

@Anonymous wrote:
@Anonymous wrote:
Does old navy send good spending promos?
They send me lots of good promos...I just don't know how exclusive they are...my son, daughter, and mother all receive the same emails but we all have either the ON store or ON Visa card.

What are some examples of the promos? Thanks!

Re: Walmart and Old Navy...3 pulls for each?

Anonymous — Tue, 12 Apr 2016 12:24:50 GMT

Cannot say for sure, but it most likely was having FICO scores in the 620-640 range that caused this. Sorry it happened.