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    <title>topic NFCU Pre-Selected for GoRewards Card in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Pre-Selected-for-GoRewards-Card/m-p/4575912#M119004</link>
    <description>&lt;P&gt;Hey everyone,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just curious how accurate NFCU's pre-qual offers are, I got an email from them today with a range of APRs and a promo code to apply.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For those on mobile, my FICO08 scores range in the 766-780 range, 0% Utilization, $16k personal loan in good standing, no lates.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My main goal is to refinance this personal loan I have from Prosper at 17% APR, while it's not far off of loan terms for my creditworthiness, I'd like to get the payments down, or at least pay it off quicker with the same payment!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any help is appreciated! Thanks!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tony&lt;/P&gt;</description>
    <pubDate>Tue, 03 May 2016 01:53:35 GMT</pubDate>
    <dc:creator>Tony275</dc:creator>
    <dc:date>2016-05-03T01:53:35Z</dc:date>
    <item>
      <title>NFCU Pre-Selected for GoRewards Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Pre-Selected-for-GoRewards-Card/m-p/4575912#M119004</link>
      <description>&lt;P&gt;Hey everyone,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just curious how accurate NFCU's pre-qual offers are, I got an email from them today with a range of APRs and a promo code to apply.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For those on mobile, my FICO08 scores range in the 766-780 range, 0% Utilization, $16k personal loan in good standing, no lates.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My main goal is to refinance this personal loan I have from Prosper at 17% APR, while it's not far off of loan terms for my creditworthiness, I'd like to get the payments down, or at least pay it off quicker with the same payment!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any help is appreciated! Thanks!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tony&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 01:53:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Pre-Selected-for-GoRewards-Card/m-p/4575912#M119004</guid>
      <dc:creator>Tony275</dc:creator>
      <dc:date>2016-05-03T01:53:35Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU Pre-Selected for GoRewards Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Pre-Selected-for-GoRewards-Card/m-p/4576013#M119021</link>
      <description>With the scores you have, It is hard to imagine a denial. This NFCU seems to be very giving for those who can get in.</description>
      <pubDate>Tue, 03 May 2016 02:57:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-Pre-Selected-for-GoRewards-Card/m-p/4576013#M119021</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2016-05-03T02:57:54Z</dc:date>
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