topic Re: Diner's Club with BK in Credit Card Applications

Diner's Club with BK

junior88 — Mon, 06 Oct 2014 21:47:19 GMT

I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.

Re: Diner's Club with BK

Billybob_TX — Mon, 06 Oct 2014 22:13:23 GMT

Thanks for stepping up...5 years post BK7 here and I have an itchy trigger finger. What did they pull?

Re: Diner's Club with BK

junior88 — Mon, 06 Oct 2014 22:14:44 GMT

I'm guessing TU. If not, then they won't get a report on me. The rest are frozen.

Re: Diner's Club with BK

Billybob_TX — Mon, 06 Oct 2014 22:22:56 GMT

7-15 days has been approval from what I have read so far...the shorter time is declined. Cross your fingers!

Re: Diner's Club with BK

MovinOnUp2014 — Mon, 06 Oct 2014 22:28:49 GMT

Fingers crossed !

Re: Diner's Club with BK

IWOL — Mon, 06 Oct 2014 22:31:43 GMT

@junior88 wrote:
I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.

Good luck with your app. You can call them in 2 days and they shoudl be able to tell you if a profile was created for you, which means you were approved.

It seems that some of the reps dont want to be bothered to look, so if you get someone that says that cant look up app status, call back and try another 1.

Re: Diner's Club with BK

sjt — Mon, 06 Oct 2014 23:44:21 GMT

@junior88 wrote:
I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.

Fingers crossed to ya!

Re: Diner's Club with BK

Anonymous — Tue, 07 Oct 2014 00:45:30 GMT

Mnnnnn I have the feeling that you will join the approval club.

Re: Diner's Club with BK

Anonymous — Tue, 07 Oct 2014 01:04:54 GMT

I applied last Tuesday and called them today. Still no profile set up. I guess I punted beyond my coverage by applying for an elite card. Oh well. I don't know if I should apply for the Premier and hope they don't do a hard pull; not like it would really matter though. I did get my construction loan for home improvements approved by the bank today; we close next Thursday. I already declared victory getting in the door with Chase finally and getting a 9k limit on a United card. So, oh well, BMO. Maybe in six or seven months when things are different. But good luck and will be looking for your result!

Re: Diner's Club with BK

junior88 — Tue, 07 Oct 2014 13:40:56 GMT

I'm not so sure I will be approved. We will see. I guess I could try and call them today and see. Has mostly everyone that received the 7-15 day notice gotten approved??

Re: Diner's Club with BK

runrunrun89 — Tue, 07 Oct 2014 14:30:36 GMT

@junior88 wrote:
I'm not so sure I will be approved. We will see. I guess I could try and call them today and see. Has mostly everyone that received the 7-15 day notice gotten approved??

I applied last Saturday, got the 7-15 day message, was able to call in on Thursday and see that an account was created for me. I received my PIN this past Saturday, but still no card yet.

Unless people who got 7-15 day messages and a subsequent denial just aren't posting, it seems that the 7-15 day message is a good sign for approval.

This was for the Elite card.

Re: Diner's Club with BK

Anonymous — Tue, 07 Oct 2014 19:11:24 GMT

I just haven't received anything yet; I have called twice and no account set up so I think I was denied for the Elite Card but have nothing in the mail and it has been seven days since I applied.

Re: Diner's Club with BK

Anonymous — Tue, 07 Oct 2014 19:12:17 GMT

Oh, I got the 7-15 day notice. I will post when I know something for sure.

Re: Diner's Club with BK

junior88 — Tue, 07 Oct 2014 19:12:42 GMT

What's your TU score and file look like?

Re: Diner's Club with BK

junior88 — Tue, 07 Oct 2014 19:13:20 GMT

I applied for the lower annual fee card.

Re: Diner's Club with BK

Billybob_TX — Thu, 16 Oct 2014 01:00:04 GMT

Any updates? Was thinking about apping, 5 yr BK7.

Re: Diner's Club with BK

junior88 — Thu, 16 Oct 2014 01:22:59 GMT

I have not heard a word yet.

Re: Diner's Club with BK

ecxpa — Thu, 16 Oct 2014 02:04:55 GMT

I got the 7-15 d message and got the Premier card with 10k.........I see most people had TU pulled but they pulled EX on me........tons of inq but FICO was 746

Re: Diner's Club with BK

taxi818 — Thu, 16 Oct 2014 02:35:11 GMT

@IWOL wrote:
@junior88 wrote:
I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.
Good luck with your app. You can call them in 2 days and they shoudl be able to tell you if a profile was created for you, which means you were approved.
It seems that some of the reps dont want to be bothered to look, so if you get someone that says that cant look up app status, call back and try another 1.

How do you have two spg cards. How is it possible?

Re: Diner's Club with BK

Billybob_TX — Thu, 16 Oct 2014 10:15:08 GMT

So you were approved with a BK? When was your discharge etc.?

@ecxpa wrote:
I got the 7-15 d message and got the Premier card with 10k.........I see most people had TU pulled but they pulled EX on me........tons of inq but FICO was 746