topic Re: 2 AMEX, same Hp? in Credit Card Applications

2 AMEX, same Hp?

Anonymous — Wed, 20 Apr 2016 17:16:09 GMT

Just applied Monday for BCE. Approved. Is it too late to apply for a charge card and have it be the same hp? Or is it a ymmv situation?

Re: 2 AMEX, same Hp?

myjourney — Wed, 20 Apr 2016 17:23:15 GMT

Yep YMMV at this point

Good luck tho

Re: 2 AMEX, same Hp?

KSK1912 — Thu, 21 Apr 2016 00:20:07 GMT

At this point it will be YMMV, but i hardly believe that you will end up with 2 hard pulls. I would go ahead and try it if you want to, before any longer. Gien the fact that it is only a few days, even the cra's may end up combining the 2 inq's.

Re: 2 AMEX, same Hp?

UncleB — Thu, 21 Apr 2016 11:15:46 GMT

There's always a chance the HPs could be still be merged, but I would expect a second HP and just be 'pleasantly surprised' if it turns out to only be one.

The good news is that since you now have a card with Amex, in the event it's a denial it should only be a SP.

Re: 2 AMEX, same Hp?

_NERD — Sat, 14 May 2016 01:48:53 GMT

Yes! It's only been since Wednesday I was approved for the BCE. I'd love to kill two stones with one bird if I can get two Amex products on the same HP.

Am I limited to charge cards for the 2nd stone? How about a travel rewards or even the BCP?

Re: 2 AMEX, same Hp?

Bone35 — Sat, 14 May 2016 02:19:43 GMT

@_NERD wrote:
Yes! It's only been since Wednesday I was approved for the BCE. I'd love to kill two stones with one bird if I can get two Amex products on the same HP.

Am I limited to charge cards for the 2nd stone? How about a travel rewards or even the BCP?

Usually the 2 for 1 deal is with a Revolver and a Charge card, but like UncleB said....Expect another HP (especially if you go for another revolver) and hope for the best.

Re: 2 AMEX, same Hp?

credit_is_crack — Sat, 14 May 2016 02:32:41 GMT

@Anonymous wrote:
Just applied Monday for BCE. Approved. Is it too late to apply for a charge card and have it be the same hp? Or is it a ymmv situation?

I was approved for the Amex BCE, PRG and Hilton Surpass all with 1 hard pull. 2 in one week, 3rd the following week. All approved. Be sure to read up on the Amex 61 Day CLI posts for your BCE. Congrats on the approval!

Re: 2 AMEX, same Hp?

Anonymous — Sat, 14 May 2016 02:50:41 GMT

It's possible it'll be 1 HP but it's ALWAYS YMMV, not just because it's been a few days. Also, don't get a charge card unless you see one that's useful. No sense in getting new accounts you don't need just because you may only get one pull. New accounts do more damage than inquiries.

Re: 2 AMEX, same Hp?

_NERD — Sat, 14 May 2016 03:42:36 GMT

Werd. She. The BCE hits my mailbox, does the CLI request upon activation count as an HP? I'm not hijacking this post. I'm trying to maximize my HP spend (=

Re: 2 AMEX, same Hp?

Anonymous — Sat, 14 May 2016 03:47:13 GMT

No. I don't even think you CAN get a hp for a CLI with AmEx. Even if you asked lol.

Re: 2 AMEX, same Hp?

_NERD — Sat, 14 May 2016 03:54:15 GMT

In that case I'll stay in the Garden until next year. Hoping for a CLI w/Amex as soon as that card is in my hand.

Re: 2 AMEX, same Hp?

Anonymous — Sat, 14 May 2016 04:18:38 GMT

Maybe you misunderstood? The CLIs are always SPs

Re: 2 AMEX, same Hp?

_NERD — Sat, 14 May 2016 04:25:14 GMT

I understood you, Terror. I no longer care about the 2nd TL under the same HP, now that I'm confident I'll get a CLI on my first Amex card.