topic Re: Trying to help mom in Credit Card Applications

Trying to help mom

Mayn — Mon, 16 May 2016 23:50:21 GMT

Hey all with good credit. My mother is looking for a good visa. They do not agree or like annual fees period. Won't happen. They've had and closed plat Amex ect just cause of a trip to get into a certain area. She's in the 800's lots of income. I am not experienced with good credit so I ask for your help. Thanks all. 0 baddies FYI.

Re: Trying to help mom

Anonymous — Tue, 17 May 2016 01:52:03 GMT

Is she only looking for a "Visa" card? If so, Blispay, Capital One Quicksilver, Chase Freedom or Freedom Unlimited... that's all I can think of off the top of my head that don't have an annual fee and are Visa.

Edit: Fidelity Visa is another good one.

Re: Trying to help mom

Anonymous — Tue, 17 May 2016 01:58:59 GMT

Well what does she want in a card? That's the main question..

Re: Trying to help mom

Mayn — Tue, 17 May 2016 02:02:03 GMT

Cash back rewards. And yes she only wants a visa, she's got a few others already. I mentioned the above chase cards but not the other 2. Is the citi double cash back a visa or mc?

Re: Trying to help mom

Anonymous — Tue, 17 May 2016 02:06:20 GMT

Re: Trying to help mom

Anonymous — Tue, 17 May 2016 02:07:07 GMT

If she shops at Costco she may want to wait for that visa. It's a great everyday card for a 1 card system

Re: Trying to help mom

Anonymous — Tue, 17 May 2016 02:07:46 GMT

@Mayn wrote:
Cash back rewards. And yes she only wants a visa, she's got a few others already. I mentioned the above chase cards but not the other 2. Is the citi double cash back a visa or mc?

It's a Mastercard

Re: Trying to help mom

Mayn — Tue, 17 May 2016 02:09:48 GMT

I agree on that one. That's the reason for the move to visa to start with. Currently she's got joint acct with husband. But wants to get her own going. She does have a discover that she's had for years. And many other store stuff. Is the Nordstrom visa that great? Mentioned her just doing a PC from store card if it's decent. Idk.

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:12:05 GMT

DCU Visa

NASA FCU Visa

PenFed Visa

UNFCU Visa Azure

She apart of NFCU or USAA?

UNFCU Visa Azure

Re: Trying to help mom

Mayn — Tue, 17 May 2016 02:11:33 GMT

She is not. Those would be great tho. Small town kinda thing and hesitant to all the online stuff such as dcu. U have to have an acct at dcu correct?

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:13:14 GMT

Any Credit Union Requires Membership Share Savings (Usually $5)
Accounts are normally free

NASA FCU and PENFED are probobly the best for her... HIGH LIMTS no BT Fees and Low Rates

Re: Trying to help mom

Mayn — Tue, 17 May 2016 02:14:22 GMT

Oh ok. I'll definitely mention those to her. Thank u

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:14:54 GMT

https://www.penfed.org/platinum-rewards-visa-signature/

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:15:15 GMT

https://apply.nasafcu.com/visa

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:18:32 GMT

If they are 'fee' sensitive

https://www.penfed.org/promise-visa-card/

PENFED PROMISE VISA® CARD

Re: Trying to help mom

MyDataMyChoice — Tue, 17 May 2016 02:19:36 GMT

Even tho she doesn't have NFCU or USAA is she eligible?

Re: Trying to help mom

Mayn — Tue, 17 May 2016 02:28:33 GMT

No she's not. Wish she was cause then I would be lol.