topic Re: How can I get some luv from Sync? in Credit Card Applications

How can I get some luv from Sync?

Anonymous — Sat, 21 May 2016 15:47:56 GMT

I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/

It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)

I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k

Re: How can I get some luv from Sync?

Anonymous — Sat, 21 May 2016 15:54:08 GMT

I think you should wait for some baddies to fall off. That is probably what they want to see. Any improvement in your score is what they also look for. Other than that, I would charge and pay. Rinse and repeat. They will loosen up the longer you're with them.

Re: How can I get some luv from Sync?

Anonymous — Sat, 21 May 2016 16:54:07 GMT

I'm about the same as you, I've had my Walmart card for 7 months, sl 300. I cannot get an increase. My last check my score was i think 637. Nothing, I pif, I leave a little to report. My income has gone up. Just cannot get bumped from 300. Though last week I got an Amazon approval for $600, I'm sure that one will also stay at that limit forever.

Re: How can I get some luv from Sync?

Anonymous — Sat, 21 May 2016 18:52:40 GMT

@Anonymous wrote:
I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/
It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)
I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k

It's likely because of your baddies, once those fall off you should see a nice boost to your TU score, which in turn should get you a decent CLI on Amazon and Walmart.

Re: How can I get some luv from Sync?

althes — Sat, 21 May 2016 19:02:42 GMT

After you hit 650 then you should start to see increases.

Re: How can I get some luv from Sync?

Anonymous — Sun, 22 May 2016 01:27:20 GMT

@althes wrote:
After you hit 650 then you should start to see increases.

Synchrony has different score tiers for CLIs. I've been at the same limits for some time, but I haven't gotten my scores over 700, so that's to be expected. I'm hoping if I can get to 720+, I can get some more luv. Hang in there. Get rid of some more baddies, and when your score rises, then you'll see increases.

Re: How can I get some luv from Sync?

Anonymous — Sun, 22 May 2016 05:08:26 GMT

@Anonymous wrote:
I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/
It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)
I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k

Pay the cards off than wait a month than try again

Re: How can I get some luv from Sync?

Anonymous — Sun, 22 May 2016 10:33:59 GMT

@Anonymous wrote:
I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/
It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)
I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k

I wasnt able to get a single account with Synch for the last 5 months, then my report became clean and I cleaned up at Synch. The last 2 days went a little like this.

GAP Store Card $5k

Chevron Visa $6k

Marvel MC $6k

Hang in there and it will be your turn.

Re: How can I get some luv from Sync?

Anonymous — Sun, 22 May 2016 14:03:13 GMT

Once your scores hit 680 or so - you will qualify for a CLI. Hang in there.

Re: How can I get some luv from Sync?

Anonymous — Tue, 31 May 2016 18:02:04 GMT

They upped my care credit from 800 to 3100 yesterday. They pulled experian which is sitting at 657.

Re: How can I get some luv from Sync?

Anonymous — Tue, 31 May 2016 18:25:37 GMT

The upped my limit from $300 to $5000 within 3 months so hang in there u will get there soon 🍦

Re: How can I get some luv from Sync?

Meanmchine — Wed, 01 Jun 2016 00:36:35 GMT

650 score for cli

680 score for some mastercards

740 score probably for ebates card

Re: How can I get some luv from Sync?

RonM21 — Sun, 05 Jun 2016 13:25:04 GMT

It will come in time but as suggested the scores may need to come up before that happens.

Re: How can I get some luv from Sync?

Anonymous — Thu, 23 Feb 2017 17:53:32 GMT

Have you tried chatting with them through the websites to request CLIs?

Re: How can I get some luv from Sync?

Anonymous — Fri, 24 Feb 2017 05:37:35 GMT

@Anonymous wrote:
I have been trying since I opened my accounts 8 months ago. Not one single CLI from Synchrony on either Amazon or Walmart. Still sitting at $600 :/
It's weird because when I app'ed, my scores were lower and some baddies had not been removed yet (including a public record and some collections)
I'm at a 638 TU FICO now, 18% UTIL (maybe this is why?) and I think 4 baddies left. I thought they'd at least bump me to 1k

@I started with a 300 CL @ WM over a year ago. CL is now @ 10K. I'm at the point where I don't ask anymore because they don't say no?! I'm Not complaining. The pos change started when all the bads fell off and my scores went up. Present exp fico is 730, utiliz is @ 4-5%. I got my last increases ( across the board ) with balances sitting on each card so I don't think that should be a worry. Just get those negs off and get your fico scores up to 680 plus & you should see some good results. Good luck!

Re: How can I get some luv from Sync?

Anonymous — Fri, 24 Feb 2017 07:12:41 GMT

It moves very strangely. DW got her Sams card when they a memberhip promo 2 years ago. Started at 750. 1st statement raised to 1500. No movement til yesterday then raised to 6500. She pif each month, total util under 5% scores all well above 700 . We really do not use that much Today Sync ofered her an Old Navy Card

Re: How can I get some luv from Sync?

Anonymous — Sat, 25 Feb 2017 17:42:57 GMT

i tend to do better with Synch after heavy usage. I dont really use my WM card much anymore and havent got a CLI in forever. On the other hand, my Marvel got one a couple weeks ago but i used it a good bit during December and Jan