topic Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify in Credit Card Applications

Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

Anonymous — Wed, 01 Jun 2016 15:38:27 GMT

When I try the Amex website it says there are no cards I'm pre-qualified for. Yet when I use the one on Nerdwallet it says I'm pre-qualified for several like Blue Cash Preferred and Premier Rewards Gold.

Any idea why the difference? Does the Nerdwallet page just throw a bunch of stuff at you that you're not actually pre-qualified for?

My Fico is in the high 700's and I have no delinquencies/lates/etc. on my report so I can't imagine Amex wouldn't offer me *anything*. Maybe I opted out of pre-screened offers at some point and forgot, but you'd think the two sites would say the same thing if they're both checking Amex's database of pre-qualifications...

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

Anonymous — Wed, 01 Jun 2016 16:15:17 GMT

The same thing for me a few days later I showed up on Amex.

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

RonM21 — Thu, 02 Jun 2016 03:49:35 GMT

I would trust the AMEX site vs the other. Even still, it's not a guarantee.

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

jbsea — Thu, 02 Jun 2016 13:30:41 GMT

If your scores are that high then I would not worry about it. If there is a card there that you want then go ahead and app, I'm sure you would get it.

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

juniornj23 — Thu, 02 Jun 2016 18:40:46 GMT

Always is better to be pre approval form the original cresitor web than a 3r party web

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

Anonymous — Fri, 03 Jun 2016 13:07:27 GMT

I agree, would much rather have the approval from Amex's website than Nerdwallet.

I'm just curious why the difference? If Nerdwallet is just making it up to sell me something I wouldn't bother. But out of curiosity I input a made-up name and it said it couldn't find any offers, so clearly it's not just spitting them out for anyone who visits.

Re: Amex website pre-qualify vs. Nerdwallet Amex pre-qualify

Anonymous — Tue, 07 Jun 2016 15:48:56 GMT

Update: AMEX approved me for a 10k BCP card. Yay! I'm glad to see NerdWallet's pre-approval screen appears to be accurate; especially since the AMEX website wasn't finding anything for me!