https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4632514#M124408 <P>I have an NFCU Credit card and i want to add my spouse who was denied for one do u think it will help with her when it comes time to get her own, When do u think she should apply again for her own. &nbsp;(She has an account with them also and was approved for 15000cloc btw)</P> Fri, 10 Jun 2016 16:29:16 GMT Anonymous 2016-06-10T16:29:16Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4632514#M124408 <P>I have an NFCU Credit card and i want to add my spouse who was denied for one do u think it will help with her when it comes time to get her own, When do u think she should apply again for her own. &nbsp;(She has an account with them also and was approved for 15000cloc btw)</P> Fri, 10 Jun 2016 16:29:16 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4632514#M124408 Anonymous 2016-06-10T16:29:16Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4633784#M124529 If you can answer, what are her credit profile stats? It would be hard to guess, not knowing where her current credit situation stands.<BR /><BR />As for adding her as an AU, yes it can possibly help her. But it is also risky for you, should something go wrong. Sat, 11 Jun 2016 14:04:47 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4633784#M124529 RonM21 2016-06-11T14:04:47Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4633835#M124544 Rm her score is like a670 she has No collections at all a few credit cards all down to under 10% it shocked me with me getting one and not her cause I have way more stuff on my profile. Sat, 11 Jun 2016 15:02:06 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Adding-an-authorized-user-NFCU/m-p/4633835#M124544 Anonymous 2016-06-11T15:02:06Z