topic Re: Question regarding Chase pre approvals in Credit Card Applications

Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 01:45:00 GMT

So I decided to try my luck and here is what I got: Chase Pre Approval Screen Cap

Now does that mean I've been pre approved for the Freedom but I'm welcome to apply for the others, or does that mean I've been pre approved for all three cards on the screen? I'm slightly confused. Also, if I remember correctly, Chase pre approvals are pretty accurate according to other board members. Anyone here ever get denied after getting pre approved?

Thanks!

Re: Question regarding Chase pre approvals

pizza1 — Thu, 13 Nov 2014 01:55:04 GMT

Looks like one to me! And the opt out notice at the bottom. I'd say go for it!

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 02:06:48 GMT

So I applied and was told to cal their customer service line. They requested some documents, which I'm going to mail to them tomorrow. Does that sound like I'm pretty much approved or is there still a chance they'll deny it?

Re: Question regarding Chase pre approvals

Creditaddict — Thu, 13 Nov 2014 02:34:37 GMT

@Anonymous wrote:
So I applied and was told to cal their customer service line. They requested some documents, which I'm going to mail to them tomorrow. Does that sound like I'm pretty much approved or is there still a chance they'll deny it?

nope approved!

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 02:58:57 GMT

Great, I hope so! I've been trying to get the CSP now for about 3 months.

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 03:38:35 GMT

Hey, thanks for posting that screen cap! I got a similar one (sans the CSP) right around the time I apped for the little cards shown below, but chickened out lol. Gonna wait, and give it a few months.

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 17:25:09 GMT

Oddly enough, Chase only pulled Transunion for me. Never heard of them only pulling TU before.

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 17:40:35 GMT

What kind of documents did they request?

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 18:47:08 GMT

To verify my address, my SS, and my identity. So I'm sending them a copy of my DL, SS card, and utility bill.

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 19:06:28 GMT

@Anonymous wrote:
To verify my address, my SS, and my identity. So I'm sending them a copy of my DL, SS card, and utility bill.

Thanks!

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 19:30:21 GMT

I really don't understand the pre-approval part of these sites. I hit the one on Chase, said no offers available at this time. Five minutes after that I app for the Marriott Premier Rewards VS and was instant approved. Repeat the same when I got the Amex PRG.

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 19:43:21 GMT

@Anonymous wrote:
I really don't understand the pre-approval part of these sites. I hit the one on Chase, said no offers available at this time. Five minutes after that I app for the Marriott Premier Rewards VS and was instant approved. Repeat the same when I got the Amex PRG.

Not unusua. A lot of people get approved when they saw no pre approval

Re: Question regarding Chase pre approvals

Anonymous — Thu, 13 Nov 2014 20:45:11 GMT

@Anonymous wrote:
@Anonymous wrote:
I really don't understand the pre-approval part of these sites. I hit the one on Chase, said no offers available at this time. Five minutes after that I app for the Marriott Premier Rewards VS and was instant approved. Repeat the same when I got the Amex PRG.
Not unusua. A lot of people get approved when they saw no pre approval

Pre-approvals are just for courtesy/marketing. Take it for what you will.