topic Re: 740 TU in Credit Card Applications

740 TU

juniornj23 — Mon, 27 Jun 2016 19:53:35 GMT

So i want to keep my app spree i just got update my TU CS is 740 wao 740 2 years ago was like 590 jaja

Re: 740 TU

Anonymous — Mon, 27 Jun 2016 21:21:28 GMT

Congrats on the TU score!

Re: 740 TU

Anonymous — Mon, 27 Jun 2016 21:27:26 GMT

Looking at your line up you have some pretty good cards so far...what are you missing that you want and check credit pulls

I got played hard on the Citi Costco...they pulled my lowest score at 673 or 678,,the others crossed 700...I thought I learned a lesson...unfroze TU apped for Sams MC..and ended up with a SC with a $837 limit lmao

Re: 740 TU

juniornj23 — Mon, 27 Jun 2016 22:17:04 GMT

Thank you i have to fix that line up and add 4 more card with 30k in credit . If you take easy and garden pay your bill on time and UTL goes down you get better chance of any credit card

Re: 740 TU

CatOfSpades — Tue, 28 Jun 2016 04:42:24 GMT

Credit Sesame? They use Vantage Score. Your actual Fico is lower than that, but congratulations on the good work you've done!

On a random note: I'm OCD and your signature is literally driving me crazy. I wish I could reach through the screen and fix it.

Re: 740 TU

juniornj23 — Tue, 28 Jun 2016 17:44:08 GMT

Is a fico 8

Re: 740 TU

Anonymous — Tue, 28 Jun 2016 21:14:29 GMT

@juniornj23 wrote:
Thank you i have to fix that line up and add 4 more card with 30k in credit . If you take easy and garden pay your bill on time and UTL goes down you get better chance of any credit card

I'm good there...my utl is at 5% with my AU accounts about 9% with my own accounts factored in (myfico seems to only factor main accounts not AU)...My payments have been on time for the last 7 years...my last lates were all student loans which have since been consolidated into two accounts instead of 22..Sync is weird I wonder do they have a threshold. My TU they pulled is finally reporting clean with the exceptions of those older lates

Edit: I reconned that $837 and went to $2k btw

Re: 740 TU

RonM21 — Tue, 28 Jun 2016 21:47:34 GMT

Nice improvement to your scores!