topic Re: Authorized users and open dates in Credit Card Applications

Authorized users and open dates

Anonymous — Wed, 29 Jun 2016 22:17:37 GMT

I'm adding my fiancee as an authorized user for many of my cards and was wondering what the open dates will be on her credit report. I already added her on my Amex cards and those show an open date of when she was added as an authorized user. I added her to my Chase Freedom and that shows the open date of when I opened the account (years ago). I was curious about the following 3 cards:

Bank of America Cash Rewards

Chase Amazon.com Rewards

Barclay Arrival (not the Arrival+, if it matters)

So, does anyone know if I add her as an AU will the open dates on those cards be when I opened the account or when she gets the card? Thanks!

Re: Authorized users and open dates

Anonymous — Thu, 30 Jun 2016 00:00:30 GMT

Usually adding an AU gets the same starting date you have on your CRAs too. Good Luck!

Re: Authorized users and open dates

RonM21 — Thu, 30 Jun 2016 21:12:19 GMT

Welcome to the forums Derk! I agree with Tamara, usually it would be the same as the primary. Usually.

Re: Authorized users and open dates

Anonymous — Fri, 01 Jul 2016 05:00:32 GMT

Yep normally you're just adding the AU to am already existing account so the account is the account... nothing should change about the account at all, just that the AU gets to ride piggyback

Re: Authorized users and open dates

Anonymous — Fri, 01 Jul 2016 06:57:07 GMT

I've seen varying results. When you added her as an AU did you give social security # ? Some companies ask for SS and some don't. Most of the time when you give SS # the AAoA reflects whatever the primary account holder has and if not sometimes it results whenever you added the AU.