topic Re: NFCU Preapproval Schedule in Credit Card Applications

NFCU Preapproval Schedule

CreditMagic7 — Wed, 06 Jul 2016 19:15:42 GMT

Got in with NFCU as well.

http://ficoforums.myfico.com/t5/Personal-Finance/In-The-Navy-Now-NFCU/td-p/4667060

As nice as it would be to app their products, that's off the table for now while i let the steam settle from recent new approvals.

So my question for those already in the know is i assume they also issue preapprovals on that often mentioned AR.

Has anyone gone this route and how solid are those?

Re: NFCU Preapproval Schedule

RonM21 — Thu, 07 Jul 2016 23:44:08 GMT

I've only had them and am still trying to figure out how the AR works with them overall. Especially when it comes to getting a SP CLI.

Re: NFCU Preapproval Schedule

Anonymous — Fri, 08 Jul 2016 00:36:21 GMT

@CreditMagic7 wrote:
Got in with NFCU as well.

http://ficoforums.myfico.com/t5/Personal-Finance/In-The-Navy-Now-NFCU/td-p/4667060

As nice as it would be to app their products, that's off the table for now while i let the steam settle from recent new approvals.

So my question for those already in the know is i assume they also issue preapprovals on that often mentioned AR.

Has anyone gone this route and how solid are those?

Same boat as well CM! I got in as well and applying for any products is off the table as well.

However, I would like to know the answer to this questions as well.

Re: NFCU Preapproval Schedule

Creditaddict — Fri, 08 Jul 2016 15:58:56 GMT

Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

Re: NFCU Preapproval Schedule

Anonymous — Fri, 08 Jul 2016 16:13:48 GMT

@Creditaddict wrote:
Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

Thanks CA! I would love to apply for a few products. We will soon be in the process of buying a new house. I just wanted to get in with NF. Think it would be much easier with UW...inquiry vs new account. However, the minute we closed...it's ON!!

Re: NFCU Preapproval Schedule

CreditMagic7 — Tue, 12 Jul 2016 04:33:45 GMT

@Creditaddict wrote:
Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.

Approved!!! GoRewards! Thank You CA. YOU ROCK!!

Passed on the CLOC for now but i read almost the whole 80+ pages of your EPIC! NFCU thread earlier.

Really awesome.

Now i just want to sit tight and post at least 3 statements before tripping the CLI request AFTER that AR.

I think i got most of those details right but boy am i ever EXCITED!! and it wasn't even one of those whopper start lines but i can wait.

Re: NFCU Preapproval Schedule

Creditaddict — Tue, 12 Jul 2016 04:33:12 GMT

🤑

Re: NFCU Preapproval Schedule

Vegas4Play — Tue, 12 Jul 2016 06:26:49 GMT

@Anonymous wrote:
@Creditaddict wrote:
Why not settle AFTER you get Navy Credit Card and Checking Line of Credit!?

I'm not sure how often they push out Pre-Approvals but doesn't seem to be on a schedule like PenFed, just seems to be when they review the accounts and see what product you don't have... Partner got a pre-approval when he joined almost instantly for the credit card and then nothing for a couple of years when all of a sudden we paid off all debt and he got the personal loan pre-approval.
Thanks CA! I would love to apply for a few products. We will soon be in the process of buying a new house. I just wanted to get in with NF. Think it would be much easier with UW...inquiry vs new account. However, the minute we closed...it's ON!!

He He He sounds like my plan of action.

Re: NFCU Preapproval Schedule

picktree97 — Wed, 13 Jul 2016 01:01:58 GMT

Re: NFCU Preapproval Schedule

CreditMagic7 — Wed, 13 Jul 2016 02:02:05 GMT