Amex Cli Process

ShatteredReality — Thu, 14 Jul 2016 10:46:10 GMT

Hi All,

So it looks like the original 3x CLI megathread is no longer completely valid so I'm curious if anyone know how the process works now.

I originally had a Costco Amex for which I got a CLI on 1/20/16 (176 days ago). In February I applied for and recieved a Amex Blue Cash Everyday card with a opening credit limit of $7,700 (this was 2/17/16). I applied for the BCE card since I knew my Costco Amex was going away.

I have not requested a CLI on the BCE card.

I know the rules used to be 61 days past account opening you could apply for a CLI and then it was every 180 days after that. Is this still the case?

Since my last CLI was on a different card (The BCE was a new account not a product change) does the 180 day rule still apply or should I be good to just do the CLI now? Is it still going to be a soft pull or have tey started doing hard pulls?

Is my best best to request 3x cli or should I do something less(say request an increas to 15k which would basically double my line of credit).

Right now all my scores are in the 740-760 range so I think I should be good on that front.

Thanks for the advice!

Re: Amex Cli Process

Anonymous — Thu, 14 Jul 2016 12:14:25 GMT

From what I have learned from others here it is 180+ days from the last CLI.

As far as the CLI amount to request I was at my initial CL of 10,500 on my BCP and requested 25,000 and it was instant approved (the SP on my EX then was 739).

topic Amex Cli Process in Credit Card Applications

Amex Cli Process

Re: Amex Cli Process