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    <title>topic Re: I really wish I could apply for this :( in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692339#M132012</link>
    <description>&lt;P&gt;Darwin-wins, what in the world is incognito mode....you made that up lololol&lt;/P&gt;</description>
    <pubDate>Mon, 25 Jul 2016 01:54:10 GMT</pubDate>
    <dc:creator>luckelle</dc:creator>
    <dc:date>2016-07-25T01:54:10Z</dc:date>
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      <title>I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691445#M131936</link>
      <description>&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/22614iB5418C44A5F5B238/image-size/original?v=v2&amp;amp;px=-1" border="0" alt="2016-07-24_00-19-04.png" title="2016-07-24_00-19-04.png" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am not prequalified and my EX is not up there but I really want this offer. This only appeared when I went incognito in FF. Why can't I have nice things &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jul 2016 04:21:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691445#M131936</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-24T04:21:23Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691451#M131937</link>
      <description>Interesting offer. This seems like a smarter way of allocating points for AMEX, it's a good way to get people to retain their cards for year two and pay the fee.&lt;BR /&gt;The 50k offer is better imo, and i'm glad I got it because now I have so little use for the card that I plan to cancel before the fee hits. Now i'm just looking to see the best way to use my 55k points before then.</description>
      <pubDate>Sun, 24 Jul 2016 04:34:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691451#M131937</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-24T04:34:00Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691455#M131938</link>
      <description>I would keep this card if I had it. My EX score is just 670 and I also have their Optima card for less than a year so I don't know if I will get it.&lt;BR /&gt;&lt;BR /&gt;4K in one year is easy to spend and 2K in 3 months is not that difficult. If only I could this.. this hurts my head</description>
      <pubDate>Sun, 24 Jul 2016 04:38:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691455#M131938</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-24T04:38:18Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691536#M131943</link>
      <description>I just logged in and have this offer. As well as 75K Platinum offer. What to do what to do hmmm</description>
      <pubDate>Sun, 24 Jul 2016 05:29:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691536#M131943</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-24T05:29:06Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691546#M131946</link>
      <description>There is a better 100K MR offer for Platinum, I would hold off for Platinum but definitely get PRG if I could</description>
      <pubDate>Sun, 24 Jul 2016 05:50:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691546#M131946</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-24T05:50:19Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691644#M131951</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/3041"&gt;@darwin_wins&lt;/a&gt; wrote:&lt;BR /&gt;There is a better 100K MR offer for Platinum, I would hold off for Platinum but definitely get PRG if I could&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You should app, remember their charge cards are easier to get than revolvers. &amp;nbsp;Also if you have an amex it's a sp if denied only a hp if approved, most of the time.&lt;/P&gt;</description>
      <pubDate>Sun, 24 Jul 2016 12:48:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4691644#M131951</guid>
      <dc:creator>redpat</dc:creator>
      <dc:date>2016-07-24T12:48:53Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692000#M131987</link>
      <description>I decided my next Amex will only be a Platinum so I'll be patiently waiting for the 100k offer. I've gotten the 65K PRG offer and the 75K platinum offer a few times but never the 100k Platinum..</description>
      <pubDate>Sun, 24 Jul 2016 19:21:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692000#M131987</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-24T19:21:08Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692012#M131988</link>
      <description>Yea I would also wait for AmEx 100K MR offer. I just hope it doesn't come at the same time I go for PRG. I don't MS and all my usage is organic so I can't spend 5k in 3 months on AmEx.</description>
      <pubDate>Sun, 24 Jul 2016 19:34:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692012#M131988</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-24T19:34:18Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692049#M131989</link>
      <description>I recently receive the PRG card. I went to look at the Platinum benefits and there was a box inviting me to apply for an upgrade (I was logged in). That surprised me.</description>
      <pubDate>Sun, 24 Jul 2016 20:24:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692049#M131989</guid>
      <dc:creator>driftless</dc:creator>
      <dc:date>2016-07-24T20:24:19Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692124#M131996</link>
      <description>Newbie question –&amp;nbsp;where are you all seeing these offers? What is "FF" in the first post? Are you all AmEx members and logged into the online banking site or something?</description>
      <pubDate>Sun, 24 Jul 2016 22:06:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692124#M131996</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-24T22:06:02Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692178#M131999</link>
      <description>Firefox. That's what I was referring to. If I try prequalify all it says is login. And when I look up offers they are the standard ones but when you use incognito mode AmEx will show non standard offers like this one. If I apply using that link shown in the picture they will have to honor that offer if they approve me.</description>
      <pubDate>Sun, 24 Jul 2016 22:53:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692178#M131999</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-24T22:53:24Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692204#M132000</link>
      <description>Could you post the link? I can't find the 65k offer at all</description>
      <pubDate>Sun, 24 Jul 2016 23:21:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692204#M132000</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-24T23:21:56Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692339#M132012</link>
      <description>&lt;P&gt;Darwin-wins, what in the world is incognito mode....you made that up lololol&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 01:54:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692339#M132012</guid>
      <dc:creator>luckelle</dc:creator>
      <dc:date>2016-07-25T01:54:10Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692351#M132013</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/85967"&gt;@luckelle&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Darwin-wins, what in the world is incognito mode....you made that up lololol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp; in Chrome, Click&amp;nbsp;this...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&amp;nbsp;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/22625i7CEEC47A20F4FC61/image-size/original?v=v2&amp;amp;px=-1" border="0" alt="tgfdsfgfds.jpg" title="tgfdsfgfds.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 02:03:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692351#M132013</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2016-07-25T02:03:39Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692354#M132014</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/85967"&gt;@luckelle&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Darwin-wins, what in the world is incognito mode....you made that up lololol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;S/he's talking about private browsing, where your cookies and history aren't tracked by websites. &lt;A href="https://support.google.com/chrome/answer/7005900?hl=en&amp;amp;rd=1" target="_blank"&gt;https://support.google.com/chrome/answer/7005900?hl=en&amp;amp;rd=1&lt;/A&gt;</description>
      <pubDate>Mon, 25 Jul 2016 02:04:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4692354#M132014</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T02:04:29Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693678#M132124</link>
      <description>I'm still not sure why so many of you get that login thing. I was able to get 100k Platinum and 50k PRG as an existing member just the same as before being one...</description>
      <pubDate>Tue, 26 Jul 2016 04:38:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693678#M132124</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-26T04:38:38Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693803#M132137</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/3041"&gt;@darwin_wins&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/22614iB5418C44A5F5B238/image-size/original?v=v2&amp;amp;px=-1" border="0" alt="2016-07-24_00-19-04.png" title="2016-07-24_00-19-04.png" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am not prequalified and my EX is not up there but I really want this offer. This only appeared when I went incognito in FF. Why can't I have nice things &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Apply for it anyways! I just got the PRG and My other AMEX's weren't a year old yet. I sucked out with just the 25,000 MR bonus for 2k in 3 months... &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 26 Jul 2016 08:47:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693803#M132137</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-26T08:47:46Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693855#M132140</link>
      <description>I have their recovery product called Optima. I am not sure if AmEx will approve me, they had explicitly stated that I won't be approved for anything for first year when I accepted Optima.&lt;BR /&gt;&lt;BR /&gt;I am only couple of months away, first I will ask for CLI and then in Oct I will apply for PRG. Also now I have heard rumors about Chase coming out with a possible new card (Reserve) so I want to get my first Chase and at this point I am 4/24 (including one AU I am on so possibly 3/24 and in Sept it will be 3/24 or 2/24 depending on how Chase looks at AU account).&lt;BR /&gt;&lt;BR /&gt;I will wait it out till I can get CSP or their newer card.</description>
      <pubDate>Tue, 26 Jul 2016 12:24:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4693855#M132140</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-26T12:24:30Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4694069#M132166</link>
      <description>AU's aren't counted in the 5/24 rule, but, by all means, stack up on the Chase cards for that very reason.</description>
      <pubDate>Tue, 26 Jul 2016 16:02:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4694069#M132166</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-26T16:02:51Z</dc:date>
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      <title>Re: I really wish I could apply for this :(</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4694073#M132167</link>
      <description>I hope so, then I am 3/24 at this point. By next July I would be 0/24 if don't apply anything for one year but most likely will. So I might be 2/24 by next year</description>
      <pubDate>Tue, 26 Jul 2016 16:08:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/I-really-wish-I-could-apply-for-this/m-p/4694073#M132167</guid>
      <dc:creator>darwin_wins</dc:creator>
      <dc:date>2016-07-26T16:08:04Z</dc:date>
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