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    <title>topic Re: Black Card Recon in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693899#M132144</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I am now traveling 4 to 5 times a month. Want access to the clubs&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That is one of the same reasons that I have the card. I travel a lot, both for business and personal.&lt;/P&gt;</description>
    <pubDate>Tue, 26 Jul 2016 13:27:46 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-07-26T13:27:46Z</dc:date>
    <item>
      <title>Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4692854#M132038</link>
      <description>&lt;P&gt;I applied yesterday and didnt get a no, but didnt get a yes.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Wondering if anyone has experience with this card. And is there a recon number?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 15:47:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4692854#M132038</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T15:47:54Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4692871#M132039</link>
      <description>&lt;P&gt;Yes there is a number for you to call as this is probably verification and them wanting to ask you a few questions. Most of the apps for this card have been the same way. I do not have the number in front of me but you can find it on here if you look under backdoor numbers.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 16:05:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4692871#M132039</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T16:05:13Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693158#M132059</link>
      <description>&lt;P&gt;What is the "Black Card"?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 20:55:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693158#M132059</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T20:55:22Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693163#M132060</link>
      <description>&lt;P&gt;I decided to Google the "Black Card". It sounds like an OK card but if you don't mind me asking - why didn't you apply for the AMEX Platinum instead (unless you already have it) ?&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 20:59:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693163#M132060</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T20:59:47Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693229#M132066</link>
      <description>&lt;P&gt;currently blacklisted from amex even though I have paid them everything I owed them.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 22:01:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693229#M132066</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T22:01:05Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693259#M132072</link>
      <description>&lt;P&gt;Thank the credit Gods and save your money - the Luxury cards by Barclays are image over substance. Better offers from Chase/Citi/Cap-1 even if you are willing to pay a high AF (I'm not). Seach MyFico for threads on the "Black Card" for a lot of feedback - it's a common thread.&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 22:20:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693259#M132072</guid>
      <dc:creator>pipeguy</dc:creator>
      <dc:date>2016-07-25T22:20:44Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693267#M132073</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;currently blacklisted from amex even though I have paid them everything I owed them.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;How do you know for sure you're still blacklisted with them? I paid them too and everytime I app they HP and come up with reasons....&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 22:31:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693267#M132073</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T22:31:48Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693269#M132074</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/518000"&gt;@pipeguy&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Thank the credit Gods and save your money - the Luxury cards by Barclays are image over substance. Better offers from Chase/Citi/Cap-1 even if you are willing to pay a high AF (I'm not). Seach MyFico for threads on the "Black Card" for a lot of feedback - it's a common thread.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They used to give a sign up bonus for all 3 of their Luxury cards,But I have not seen any new bonuses on those cards and yes the AF'S are high,the gold one has a $995.00 AF&lt;/P&gt;</description>
      <pubDate>Mon, 25 Jul 2016 22:33:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693269#M132074</guid>
      <dc:creator>sandman2435</dc:creator>
      <dc:date>2016-07-25T22:33:18Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693318#M132082</link>
      <description>I am now traveling 4 to 5 times a month. Want access to the clubs</description>
      <pubDate>Mon, 25 Jul 2016 23:25:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693318#M132082</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-25T23:25:21Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693899#M132144</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I am now traveling 4 to 5 times a month. Want access to the clubs&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That is one of the same reasons that I have the card. I travel a lot, both for business and personal.&lt;/P&gt;</description>
      <pubDate>Tue, 26 Jul 2016 13:27:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4693899#M132144</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-26T13:27:46Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4694245#M132196</link>
      <description>&lt;P&gt;The card looks cool, does the access to clubs make up for the annual fee?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't travel so I would not get the card, but I must admit it applies to a niche market like every card does.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hope you got approved!&lt;/P&gt;</description>
      <pubDate>Tue, 26 Jul 2016 18:55:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4694245#M132196</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-26T18:55:16Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695213#M132271</link>
      <description>&lt;P&gt;I called in and got approved.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It was strange as they had me do a automated ID verifier, and once I completed and answered the multiple choice questions, I got an automated "Welcome to the Black Card Family". "You will receive your card and welcoming kit in (different voice: 24 hours)"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Then I got dropped back to the person who I had originally been speaking with who said "how did it go?"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I said I got approved, and he seemed like he had no idea.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Has anyone else had recon experience like this???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As far as the question about the clubs being worth the $495.00 AF, yes very much worth it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Eating and drinking for free before flights it doesnt take long to earn back the cost of the AF.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you dont fly enough then it wouldnt be worth it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 27 Jul 2016 16:46:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695213#M132271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-27T16:46:34Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695588#M132297</link>
      <description>Congratulations!</description>
      <pubDate>Wed, 27 Jul 2016 22:32:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695588#M132297</guid>
      <dc:creator>BeeH11</dc:creator>
      <dc:date>2016-07-27T22:32:10Z</dc:date>
    </item>
    <item>
      <title>Re: Black Card Recon</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695858#M132332</link>
      <description>&lt;P&gt;Congrats on getting approved. Did you find out what you limit is on the card?&lt;/P&gt;</description>
      <pubDate>Thu, 28 Jul 2016 02:39:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Black-Card-Recon/m-p/4695858#M132332</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-07-28T02:39:38Z</dc:date>
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