topic Re: BCE CLI in Credit Card Applications

BCE CLI

907grown — Wed, 27 Jul 2016 23:07:48 GMT

I was approved for Amex BCE a couple weeks ago and decided to take a chance and ask for a CLI on activation. No go. They started me with a 2000 dollar limit which is insanely lower then most of my cards, but whatever it's Amex BCE!!

so can I app for the 61 day CLI when the time comes or do I need to wait longer?

Re: BCE CLI

SouthJamaica — Wed, 27 Jul 2016 23:11:36 GMT

@907grown wrote:
I was approved for Amex BCE a couple weeks ago and decided to take a chance and ask for a CLI on activation. No go. They started me with a 2000 dollar limit which is insanely lower then most of my cards, but whatever it's Amex BCE!!
so can I app for the 61 day CLI when the time comes or do I need to wait longer?

As long as you don't have any other Amex cards which have had a CLI recently, you're good to go at 61 days.

Re: BCE CLI

Anonymous — Thu, 28 Jul 2016 02:25:11 GMT

Depends on your denial reason ; if it's because the card is too new you can try again in 61 days from the day you were approved. But if you were denied for other reason you have to wait 90 days from denial date.

Re: BCE CLI

Anonymous — Thu, 28 Jul 2016 02:34:14 GMT

OP, you should be ok to request in another 61 days. From what I have noticed on here, if Amex gives you a low SL, they are less likely to grant a cli upon activation. They usually want to see some spending and payments.

Re: BCE CLI

Anonymous — Fri, 29 Jul 2016 02:39:59 GMT

As long as you use the card regularly for those 2 months and keep your utilization low I see no reason that you won't get a CLI to $6k at 61+ days.