topic Re: AMEX CLI request after Auto CLI in Credit Card Applications

AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 04:24:10 GMT

Hey you all

Question here. Do you think Amex will give another CLI after they just did an auto CLI?

CL went from 15k to 16k w/ auto CLI.

I am at 38% usage.

Edit:

So I just went ahead and did the request. Went from 16k - 25k. Instant Approvral. Some information that might be relevant to you.

Im not rich, I make about 40k a year.

My credit score, according to them, is 687.

I havent really used the card in about 2 months, but I still carry a balance from previous months. I was at about 38% usage.

My payments range from 1k-2k a month.

I've had the card for 1 year and 4 months and Ive only requested for a CLI once, after the inital opening to go from 5k-15k.

Hopefully this information helps you ^_^

Re: AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 04:24:49 GMT

I can confirm from personal experience that their 6 month interval between CLI's doesn't apply if the first CLI was an auto CLI.

But 38% is a tad on the high side, especially if it is 38 percent after the auto CLI.

When I applied for and received a CLI after an auto CLI, I was at a zero balance. I was at a pretty high util when I received the auto CLI.

Re: AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 12:52:06 GMT

Congrats on that $25k credit line. All things considered (decent but not great credit score, income, etc) and not using the card much and especially considering you just got an auto CLI, I think you made out pretty well taking the card from 16k to 25k!

Re: AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 15:56:23 GMT

That's pretty awesome. I'm new to the AMEX family and can't wait to get my CL's higher.

Thanks for the info.

Re: AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 23:33:09 GMT

Awesome.

My goal is to get mine to 25k

Re: AMEX CLI request after Auto CLI

Anonymous — Fri, 29 Jul 2016 23:33:27 GMT

@Anonymous wrote:
Congrats on that $25k credit line. All things considered (decent but not great credit score, income, etc) and not using the card much and especially considering you just got an auto CLI, I think you made out pretty well taking the card from 16k to 25k!

Lol you are absolutely right. I actually thought, with all things considered, that I might actually get a CLD

But just for a data point. I did use this card primarily for the first year and put between 3k-5k through the card each month. I added my father as an AU to help build his credit and he processes alot monthly he also paid what was processed monthly in full. Lol I think that usage worked in my favor

Re: AMEX CLI request after Auto CLI

Anonymous — Sun, 31 Jul 2016 04:56:28 GMT

Definitely... it has been said many times on her that "Amex likes heavy usage" so I would think that constant usage of $4k or so per month gave them the go ahead to hand you that nice CLI. Good work!