topic Re: Another NFCU Question - in Credit Card Applications

Another NFCU Question -

Anonymous — Mon, 01 Aug 2016 20:38:50 GMT

Okay so have referred several people to NFCU .... What bureau do they pull for a car loan? Does this have any impact on the LOC and CC approvals or different department? Here are some other specific questions for each of them. What are your thoughts?

1. Cash Rewards approved for $2,900, and LOC reviewed approval for $15,000. Should she request a CLI on CC or wait for useage?

2. Cash Rewards approved for $2,900, and LOC instant approval for $15,000. Should she request a CLI on CC or wait for useage?

3. Cash Rewards approved for $25,000 (instant - wow), and LOC instant for $15,000. Should she apply for a 2nd CC now?

THANKS FOR EVERYONES INSIGHT ON HERE - SO APPRECIATED

Re: Another NFCU Question -

Anonymous — Tue, 02 Aug 2016 03:26:31 GMT

No one?

Re: Another NFCU Question -

Anonymous — Tue, 02 Aug 2016 03:37:23 GMT

I applied for the LOC and they pulled EQ, within 30 days I applied for an auto loan and they used the same pull from my navcheck (CLOC). I don't know if this is the norm, but I did not receive another pull for the car loan. Hope this helps.

Re: Another NFCU Question -

gdale6 — Tue, 02 Aug 2016 14:58:46 GMT

Thread is closed to further comments as its already been posed and answered here http://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-UPDATED-CLI-and-2ND-ACCOUNT-THREAD/m-p/4700705#M132960