topic Re: App for Amex BCE or Gold Delta or Hilton?? in Credit Card Applications

App for Amex BCE or Gold Delta or Hilton??

glamchick — Wed, 03 Aug 2016 00:24:32 GMT

Im leaving the garden to app for an Amex. I really want in with them.

Im not sure which to app for... cardmatch recommends BCE or Gold delta and Amex site recommends BCE.

My Ex score is 703 my util is 15%. I went on an app spree about about 4 months ago so my inq's have been aging. One baddie that is 2 years old.

Which card will start me at a larger SL? And do you think I qualify?

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Wed, 03 Aug 2016 00:55:40 GMT

You will qualify for any of these with that score. For SL, hard to say but for me ( and I have all three of those cards) the hilton started me out highest. I'd go for whichever you stand to benefit from most though.

Re: App for Amex BCE or Gold Delta or Hilton??

glamchick — Wed, 03 Aug 2016 01:13:05 GMT

This is what they recommend from their site. I know the Platinum is what everyone says to go for but I will never use $3000 in 3 months to get the points.

Can I apply for more than one card today?? Also, I would prefer to apply for the Hilton. What do you guys think?

These offers are only available here. We invite you to apply for one today.

Gold Delta SkyMiles®Credit Card

Learn More Apply Now

Blue Cash Preferred®Card from American Express

Learn More Apply Now

Platinum Card® from American Express

Learn More Apply Now

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Wed, 03 Aug 2016 01:18:51 GMT

You can go for a revolver and a charge at the same time but need to wait 5 days in between two revolvers.

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Wed, 03 Aug 2016 01:20:19 GMT

Personally since you won't really benefit from the platinum I'd apply for the Hilton and then if you still want to go for another, wait the 5 days and apply for the second one.

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Wed, 03 Aug 2016 01:23:51 GMT

@Anonymous wrote:
You will qualify for any of these with that score. For SL, hard to say but for me ( and I have all three of those cards) the hilton started me out highest. I'd go for whichever you stand to benefit from most though.

This.

Re: App for Amex BCE or Gold Delta or Hilton??

glamchick — Wed, 03 Aug 2016 02:35:12 GMT

Should I apply for the Hilton HHonors through this site? or does it matter?

https://creditcards.offers.com/offers/amex-hilton-hhonors?path=zof-148098-mps-100b1a&creative=9321332164&device=c&keyword=30837890165&source=s

And just to confirm in 5 days I can apply for the BCP in 5 days?

If Im not approved for the Hilton can I apply for the BCP right away?

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Wed, 03 Aug 2016 02:42:42 GMT

If you apply through a third party site, you help the site earn commission since their links are tracked by the issuers. Unless there's a special offer on that site or something, there is no difference.

Re: App for Amex BCE or Gold Delta or Hilton??

glamchick — Wed, 03 Aug 2016 02:48:16 GMT

Ah OK. I found it on the Amex site. So if denied will it be a deny for all amex cards?

Re: App for Amex BCE or Gold Delta or Hilton??

Berk — Wed, 03 Aug 2016 16:36:11 GMT

@glamchick wrote:
Ah OK. I found it on the Amex site. So if denied will it be a deny for all amex cards?

That would depend on the reason for the denial.

Re: App for Amex BCE or Gold Delta or Hilton??

Anonymous — Thu, 04 Aug 2016 01:37:54 GMT

@glamchick did you end up applying? If so, for which card (s)?

Re: App for Amex BCE or Gold Delta or Hilton??

glamchick — Thu, 04 Aug 2016 20:30:20 GMT

I applied for Amex Preferred and was approved for $4000!!!

I want to app for one more I am making my decision today and its a hard decision!! I want the Everyday and the Hilton but the Hilton is 0% interest so Im not sure about it?

Im still reading on the difference between BCE and preferred.