topic Re: NFCU... HP or SP? in Credit Card Applications

NFCU... HP or SP?

MyDataMyChoice — Fri, 14 Nov 2014 19:03:52 GMT

NFCU... HP or SP?

Is it a Hard Pull or Soft Pull to Join?

Also, credit card applications... HP or SP?

Multiple apps same day? HP/SP?

CreditAddict...chime in?? LOL

Re: NFCU... HP or SP?

Anonymous — Fri, 14 Nov 2014 19:32:55 GMT

@JTC403 wrote:
NFCU... HP or SP?

Is it a Hard Pull or Soft Pull to Join?

Also, credit card applications... HP or SP?

Multiple apps same day? HP/SP?

CreditAddict...chime in?? LOL

They did soft pull via EQ for me to join, hard pull to apply for first card and then another hard next day to use for NavChek approval.. I'm not positive about the multiple app process but my guess would be one hard pull for all of them but I could be wrong.

Re: NFCU... HP or SP?

MyDataMyChoice — Fri, 14 Nov 2014 21:55:13 GMT

So I have this 10K card

Now i applied for NavCheck (asked for 15K)

Says under review... is this a bad sign?

Also, when i logged in (just now).. it popped up pre-approved for nrewards... i clicked accept... got the under review.. (prob cause they just gave me 10K)

Anyway... i pulled my credit... dont see any HP (yet)

crossing fingers...

Re: NFCU... HP or SP?

Anonymous — Fri, 14 Nov 2014 23:42:11 GMT

For me it was a hp on TU to join.

Cash rewards approval was hp on EQ.
Navcheck approval for $15k also hp on EQ.

So i believe I read that NFCU is hp happy. For me anything credit related is a EQ hp. But I can't complain.

Re: NFCU... HP or SP?

Anonymous — Sat, 15 Nov 2014 04:55:04 GMT

I've only gotten hard from NFCU.

But it's well worth it for their generous Limits

Re: NFCU... HP or SP?

Anonymous — Sat, 15 Nov 2014 05:03:06 GMT

Most of my hp's last year were from NFCU. They hp me for everything with the exception of 2 cli's.

Re: NFCU... HP or SP?

jeffeverde — Sat, 15 Nov 2014 09:44:11 GMT

I joined in August of this year. When joined, I got an HP on TU. When I app'd for the CC, a week later, there was an HP on EQ. There's been a couple SP's on EQ since then.

Re: NFCU... HP or SP?

lexandra90 — Sat, 15 Nov 2014 11:54:25 GMT

@Anonymous wrote:
I've only gotten hard from NFCU.

But it's well worth it for their generous Limits

I read this wrong but I second everyone here. HP on TU for membership and 2 HP on EQ for my cash rewards and my flagship and then an soft on EQ the week after. I have no idea why. But i know I got approved close to the due date and my cards started reporting 2 weeks later.

Re: NFCU... HP or SP?

Creditaddict — Sat, 15 Nov 2014 15:27:29 GMT

@JTC403 wrote:
So I have this 10K card

Now i applied for NavCheck (asked for 15K)

Says under review... is this a bad sign?

Also, when i logged in (just now).. it popped up pre-approved for nrewards... i clicked accept... got the under review.. (prob cause they just gave me 10K)

Anyway... i pulled my credit... dont see any HP (yet)

crossing fingers...

navhceck almost always goes review... no biggie

2nd card is always review but if it was offer no biggie either.