https://ficoforums.myfico.com/t5/Credit-Card-Applications/Could-anyone-tell-me-odds-of-Chase-Hyatt-Credit-card-and-m-life/m-p/4706444#M133857 Baddies? And 620 is on the low side for Chase, and the Hyatt card starts at 5k+. Was the only reason for denial too many recent accounts? Sat, 06 Aug 2016 10:27:39 GMT willwar14 2016-08-06T10:27:39Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Could-anyone-tell-me-odds-of-Chase-Hyatt-Credit-card-and-m-life/m-p/4706324#M133848 <P>6/22 I got instant approval CSP $5000 (Fico 635)</P><P>7/2 I got pending then reconsider letter approval for Chase Freedom Unlimited $4500 (Fico 629)</P><P>7/9 Instant rejection for Chase Hyatt (too many accounts opened recently ) Amex SPG (low Credit ) and Citi Hilton (Short Credit history)</P><P>7/9 ~ 7/20 reconsideration for Hyatt but he saying its still declined because of 2 accounts opend in past 30 days but no other reasons.</P><P>I got suprised about instant approval of CSP because people saying this card needs excellent credit. I think its because I have bussiness debit account, and using personal checking account for long time period.</P><P>&nbsp;</P><P>So.. My credit score is 620 now, and expecting 630~640 on next monday, 640 and above on next friday.&nbsp;</P><P>Which means getting 2 statements from each chase credit card.</P><P>&nbsp;</P><P>I'm about to re - apply Chase Hyatt and m life credit card next week or 2 weeks later.</P><P>is it possible to get approve both card? or just wait next year vacation?</P><P>&nbsp;</P><P>Saved 90k UR points in past 2 month but still wants more for LA and Vegas trip.</P><P>Please give me some advice !</P><P>&nbsp;</P><P>* Income that I can approve rightaway (with personal checking is 80k, contacting my CPA or getting all statements is about 100k)</P><P>* I would not re apply SPG and Citi Hilton in this year because of their rejection reasons</P><P>* I would apply for Chase Ink Bold, but I believe this one needs higher credit score than CSP</P><P>* Avg spending each month is $5k and more.</P><P>* 100% make payments</P><P>* Less than 10% utilization.</P><P>* Poor Credit History (it was little more than 1 year, longest one is 2 years, both have no benefit. 9month total after got Freedom UL and CSP)</P><P>* Few credit card owned. ( 4 )</P> Sat, 06 Aug 2016 04:23:19 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Could-anyone-tell-me-odds-of-Chase-Hyatt-Credit-card-and-m-life/m-p/4706324#M133848 Anonymous 2016-08-06T04:23:19Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Could-anyone-tell-me-odds-of-Chase-Hyatt-Credit-card-and-m-life/m-p/4706444#M133857 Baddies? And 620 is on the low side for Chase, and the Hyatt card starts at 5k+. Was the only reason for denial too many recent accounts? Sat, 06 Aug 2016 10:27:39 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Could-anyone-tell-me-odds-of-Chase-Hyatt-Credit-card-and-m-life/m-p/4706444#M133857 willwar14 2016-08-06T10:27:39Z