topic Re: Captial ONE QS increase in Credit Card Applications

Captial ONE QS increase

yoyo — Thu, 25 Aug 2016 15:22:13 GMT

2nd Year mark hitting on 9/3 statement...Last increase was on 2/27/2016. Should I wait to see it I'll get an auto? Card was issued at $300

Accept higher credit line of $4150

I want a credit line lower than $4150
Please enter value greater than 3750 Please enter value less than 4150
Requested Credit Line

Do not change my credit line

Credit Line Recap

Current Credit Line $3750
Requested Increase Approved Increase + $400

Re: Captial ONE QS increase

Anonymous — Sun, 28 Aug 2016 03:34:58 GMT

That's a tough one. I know there have been a few threads lately on whether to accept or decline CLIs. You might want to wait to see if you get a better offer down the road. That's what I'm doing right now. I was offered a$250 CLI on my QS MC with a $3000 SL, so I'm trying to get more. The difference is I know I have a Credit Steps increase coming up in a few statements, and I'm just seeing what I can get beforehand.

In any case, I hope it works out for you.

Re: Captial ONE QS increase

Anonymous — Sun, 28 Aug 2016 04:54:04 GMT

A reverse example of declining the offer working against you...I did last month when I hit my 1 year mark and when back in a few days later it went from $500 to $100, been checking everyday just about since then, it's now up to $150

Re: Captial ONE QS increase

Anonymous — Sun, 28 Aug 2016 05:02:55 GMT

I've been charging everything I can to QS and PIF @ end of month.. Apped for CLI decline me. It hasn't been 6 months since my last one

Re: Captial ONE QS increase

Anonymous — Sun, 28 Aug 2016 06:44:48 GMT

@tamaralig wrote:
A reverse example of declining the offer working against you...I did last month when I hit my 1 year mark and when back in a few days later it went from $500 to $100, been checking everyday just about since then, it's now up to $150

Ugh! I've been wondering if that could happen. I hope it doesn't take too long for it to go back up for you.

Re: Captial ONE QS increase

yoyo — Sun, 28 Aug 2016 13:15:08 GMT

Thank u..I've went for it...approved for $400 increase.

Re: Captial ONE QS increase

Anonymous — Mon, 29 Aug 2016 06:53:51 GMT

@Anonymous wrote:
@tamaralig wrote:
A reverse example of declining the offer working against you...I did last month when I hit my 1 year mark and when back in a few days later it went from $500 to $100, been checking everyday just about since then, it's now up to $150
Ugh! I've been wondering if that could happen. I hope it doesn't take too long for it to go back up for you.

Thanks I'm still holding out hope it changes by the end of the week I don't think so though but I might just take it by Friday to reset my 6 month clock