topic NormalCLI for CU CC applications in Credit Card Applications https://ficoforums.myfico.com/t5/Credit-Card-Applications/NormalCLI-for-CU-CC-applications/m-p/4755424#M139640 <P>So I walked into 1st Tech FCU on Friday and applied for a CC afer asking about the BT options since I haven't been able to apply online for Navy Fed (system won't go past the 2nd screen).&nbsp; The application automatically asked for $35k which was shocking for me since my highest card is $21k (DiscoverIT); if approved it would be my highest card.&nbsp; They have my Experian FICO at 725 but it doesn't say which model they are using and paperwork shows me at preliminary approved (loan officer has to approve).&nbsp; Today I applied for PenFed Platinum Rewards Visa Signature Card and was automatically approved for a $24k card @ 13.24% and not sure what my current score is for them.&nbsp; My account says my FICO® Score NG 2 is 776 but that's dated back in May 31st.</P><P>&nbsp;</P><P>So is it normal for these Credit Union applications to just ask for the maxium on the application if you don't specifiy an amount? I wasn't asked in either the in person or online what CLI I wanted.</P> Mon, 26 Sep 2016 01:03:44 GMT Pucelle 2016-09-26T01:03:44Z NormalCLI for CU CC applications https://ficoforums.myfico.com/t5/Credit-Card-Applications/NormalCLI-for-CU-CC-applications/m-p/4755424#M139640 <P>So I walked into 1st Tech FCU on Friday and applied for a CC afer asking about the BT options since I haven't been able to apply online for Navy Fed (system won't go past the 2nd screen).&nbsp; The application automatically asked for $35k which was shocking for me since my highest card is $21k (DiscoverIT); if approved it would be my highest card.&nbsp; They have my Experian FICO at 725 but it doesn't say which model they are using and paperwork shows me at preliminary approved (loan officer has to approve).&nbsp; Today I applied for PenFed Platinum Rewards Visa Signature Card and was automatically approved for a $24k card @ 13.24% and not sure what my current score is for them.&nbsp; My account says my FICO® Score NG 2 is 776 but that's dated back in May 31st.</P><P>&nbsp;</P><P>So is it normal for these Credit Union applications to just ask for the maxium on the application if you don't specifiy an amount? I wasn't asked in either the in person or online what CLI I wanted.</P> Mon, 26 Sep 2016 01:03:44 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/NormalCLI-for-CU-CC-applications/m-p/4755424#M139640 Pucelle 2016-09-26T01:03:44Z