topic Re: What card to get? in Credit Card Applications

What card to get?

Anonymous — Thu, 29 Sep 2016 03:32:30 GMT

How are you guys, I'm new to the forums and I'm interested in a new credit card preferably with a (High limit)

After searching around in the forums i've come up with this list

(chose the ventureone as im trying to stay away from cc's with yearly fees)

NFCU Cash Rewards

Capital One VentureOne / Quicksilver

PenFed Platinum Rewards

The cards I currently have

Wells Fargo Rewards 3k

Discover it 5.9k -> Raised to 9.9k (9/26)

Amex Blue 14k -> Raised to 25K (9/26)

Amex Everyday 5k

What cards would you guys recommend? I also have no issues providing paystubs as a means of CLI as I know some individuals have had some success doing that with NFCU. I don't moind relying on CLI but would prefer an initial high limit, any input will be appreciated, thanks in advance.

Re: What card to get?

Anonymous — Wed, 28 Sep 2016 00:56:02 GMT

If your goal is a high limit, you can drop the Citi DC from your list. It is notorious for low starting lines. Beyond the desire for a high limit, what else are you looking for in a card? If the only criteria is the limit I'd go NFCU as the first choice and PenFed as the second.

Re: What card to get?

SouthJamaica — Thu, 29 Sep 2016 02:18:19 GMT

@Anonymous wrote:
How are you guys, I'm new to the forums and I'm interested in a new credit card preferably with a (High limit)

After searching around in the forums i've come up with this list
(chose the ventureone as im trying to stay away from cc's with yearly fees)

NFCU Cash Rewards
Capital One VentureOne / Quicksilver
PenFed Platinum Rewards
Citi Double Cash

The cards I currently have
Wells Fargo Rewards 3k
Discover it 5.9k
Amex Blue 14k
Amex Everyday 5k

What cards would you guys recommend? I also have no issues providing paystubs as a means of CLI as I know some individuals have had some success doing that with NFCU. I don't moind relying on CLI but would prefer an initial high limit, any input will be appreciated, thanks in advance.

Best bet for a good starting limit would be NFCU

Re: What card to get?

Anonymous — Thu, 29 Sep 2016 03:30:11 GMT

Realized that putting the Citi double cash up there was pretty dumb. Apart from a high limit, I’m looking for a daily use type of rewards card with no yearly fees and preferably no foreign transaction fees. I know that with the above stated the NFCU credit cards will be the first choice and Penfed second, just looking for other cc ideas and alternatives

Re: What card to get?

Themanwhocan — Sat, 01 Oct 2016 14:25:19 GMT

@Anonymous wrote:
Realized that putting the Citi double cash up there was pretty dumb. Apart from a high limit, I’m looking for a daily use type of rewards card with no yearly fees and preferably no foreign transaction fees. I know that with the above stated the NFCU credit cards will be the first choice and Penfed second, just looking for other cc ideas and alternatives

Did you read this thread?

http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/td-p/4004725