topic Re: chances on approval for amex everyday? in Credit Card Applications

chances on approval for amex everyday?

washington12 — Wed, 12 Oct 2016 01:27:20 GMT

so i have a few cards. (ventureone 12k) (quicksilver 6.5k) (citi thank you premier 3.2k) (citi dc 1.2k) (credit one 1.3k) (fingerhut 2.2k) (capital one secured 250$) (amex blue sky 10k) and just closed about 2 days ago (gold delta 500$), only a coupole inquiries on each bureau, no lates, no bankruptcy, nothing bad except venture one is at about 35% and all the others are about 7% or so, figured i could balance transfer and save some interest. think i have a shot? need anymore info?

Re: chances on approval for amex everyday?

Anonymous — Wed, 12 Oct 2016 01:30:40 GMT

Do you know your scores?

Re: chances on approval for amex everyday?

Schwartzinator — Wed, 12 Oct 2016 17:06:01 GMT

Given your prior history with AmEx and your current card collection assuming your Experian score is around a 670 give or take, I'd feel pretty confident in applying.

Re: chances on approval for amex everyday?

Anonymous — Thu, 13 Oct 2016 01:45:30 GMT

OP, you will find your answer here for sure:

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Credit-Pulls-Database-before-you-app/td-p/4765515

Re: chances on approval for amex everyday?

washington12 — Fri, 14 Oct 2016 00:59:15 GMT

eq: 646 tu: 656 ex: 680. i think they took a dip i looked before and couldve sworn they were all a few points higher, anyhow i got approved for 1k limit. i got the 14 day message, so i checked the status and it didnt change after 24 hours and called and they approved me over the phone. i've heard of the 3x cli for amex? is it actually possible? or just something a few people get lucky with? sorry for the late reply! bow to focus on lowering the balances and trying to build up points.

Re: chances on approval for amex everyday?

Anonymous — Fri, 14 Oct 2016 16:04:08 GMT

After reading the x3 CLI at activation thread and then from knowing what I know my own experiences, I find that it's all over the place. As always, YEMV.

I was able to x3 CLI my AMEX BCP at activation. Not sure if I can request the x3 at day 61, or if I have to wait the 181 days.

Thinking about holding off on day 181 to play it safe.

Hmm...

Re: chances on approval for amex everyday?

Anonymous — Fri, 14 Oct 2016 19:24:10 GMT

Once you're approved for a CLI, you must wait 181 days before you ask for another.