topic Re: lowes denial? in Credit Card Applications

lowes denial?

Anonymous — Tue, 18 Nov 2014 14:38:01 GMT

I applied for a lowes credit card online and got the 7-10 day message. I have 2 sync cards, amazon.com and walmart that I was just approved for. Do you think I applied too soon? I hear you can't recon an online denial with them. Anyone have any luck ? Thanks in advance.

Re: lowes denial?

FinStar — Tue, 18 Nov 2014 15:02:44 GMT

How many new accounts have you opened in the last 6 months? How about inquiries, specifically TU/EX? What is your utilization like across the board? Are there any negative items in your reports?

Re: lowes denial?

Jerry45 — Tue, 18 Nov 2014 15:08:35 GMT

I have heard good things lately about the Online Chat, you could try that. Expalin the new accounts, and then tell them you want to buy a big item at Lowe's for the Holidays.

Re: lowes denial?

Anonymous — Tue, 18 Nov 2014 15:12:44 GMT

Is the online chat via lowes.com?

Re: lowes denial?

Creditaddict — Tue, 18 Nov 2014 15:24:08 GMT

@Jerry45 wrote:
I have heard good things lately about the Online Chat, you could try that. Expalin the new accounts, and then tell them you want to buy a big item at Lowe's for the Holidays.

you can't do chat until you sign in to your account.

You can call credit solutions to double check that it is in fact denied and not pending verification but 99% if you get 7-10 that's declined, if they want verification it spits out a number to call at time of application. can't recon denials.

Re: lowes denial?

Anonymous — Tue, 18 Nov 2014 15:31:03 GMT

Thanks for the info!