topic Union Bank Visa in Credit Card Applications https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773097#M141668 <P>Saw that B335 and Sandman got approved and said what the heck.&nbsp; It's EX and one more inq is not going to kill me.&nbsp; Applied this past Sunday.&nbsp; No instant decision.&nbsp; Said decisions are usually rendered in 2 business days.&nbsp; Called tonight and was told that the UW reviewed application and contacted their partner "Experian" to inquire about something that's reporting and once "Experian" answers the question, UW will make a decision.&nbsp; Strange.&nbsp; Never heard of a creditor contacting a CRA for questions, but I guess that's possible.&nbsp; Must be borderline since it wasn't a flat out denial.</P> Tue, 18 Oct 2016 23:30:13 GMT 12njoy 2016-10-18T23:30:13Z Union Bank Visa https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773097#M141668 <P>Saw that B335 and Sandman got approved and said what the heck.&nbsp; It's EX and one more inq is not going to kill me.&nbsp; Applied this past Sunday.&nbsp; No instant decision.&nbsp; Said decisions are usually rendered in 2 business days.&nbsp; Called tonight and was told that the UW reviewed application and contacted their partner "Experian" to inquire about something that's reporting and once "Experian" answers the question, UW will make a decision.&nbsp; Strange.&nbsp; Never heard of a creditor contacting a CRA for questions, but I guess that's possible.&nbsp; Must be borderline since it wasn't a flat out denial.</P> Tue, 18 Oct 2016 23:30:13 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773097#M141668 12njoy 2016-10-18T23:30:13Z Re: Union Bank Visa https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773120#M141672 Good luck 12njoy!! Tue, 18 Oct 2016 23:42:37 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773120#M141672 AverageJoesCredit 2016-10-18T23:42:37Z Re: Union Bank Visa https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773129#M141673 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124">@AverageJoesCredit</a> wrote:<BR />Good luck 12njoy!!<HR /></BLOCKQUOTE><P>Thanks&nbsp;</P> Tue, 18 Oct 2016 23:53:38 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Union-Bank-Visa/m-p/4773129#M141673 12njoy 2016-10-18T23:53:38Z