topic CSR and CSP applications in Credit Card Applications

CSR and CSP applications

Anonymous — Wed, 26 Oct 2016 10:47:06 GMT

Can anyone in this valuable community help me with advice on the following:

If one applies for the CSR card ( no pre qualified offer on my on line account) and then receives a denial or the dreaded 7- 10 message etc, can one right away turn around and apply for the CSP card (a pre qualified offer for this one IS on my on line account) without incurring a double HP ? Is it not better to try for the CSP first and then the CSR? If not, would getting a knock back on the CSR application cause a possible follow on knock back on the subsequent CSP application? Appreciate any feed back from both personal experience to the above, as well as opinions. Thank you.

Stats: Fico 8 : Ex 754, Eq 753, TU 756. Credit utilisation 10% . 4/24. Chase BA CL 22K, CitiHilton CL 14K , Barclaycard CL 7K, WF Amex, CL 7K, WF Visa 6K, $117k income

Re: CSR and CSP applications

Anonymous — Wed, 26 Oct 2016 12:49:36 GMT

As far as I know, Chase will not show anyone a prequal online for the Sapphire Reserve. If you're prequalified for the CSP, you should be good to go for the CSR. And looking at your signature, you're an easy approval for them (especially if you're still 4/24).

Re: CSR and CSP applications

Anonymous — Wed, 26 Oct 2016 12:56:10 GMT

Thank you for your helpful response. I am close to taking the plunge for the CSR, even though I see so many failed attempts in this forum since the card's launch just 2 months ago.

Will advise outcome once I plunge.

Re: CSR and CSP applications

Anonymous — Wed, 26 Oct 2016 15:15:08 GMT

Just a quick update report. I applied on line just now for the Chase Sapphire Reserve ( as per my post CSR and CSP applications). I was happily surprised. Instant approval. CL 31k. Thanks to all for your advise

Re: CSR and CSP applications

Anonymous — Wed, 26 Oct 2016 16:03:38 GMT

Congrats! It's one hell of a card. Enjoy it.

Re: CSR and CSP applications

grillandwinemaster — Wed, 26 Oct 2016 16:21:08 GMT

Congrats! That's a great starting limit!