topic Re: Discover in Credit Card Applications

Discover

Sbrooks1 — Sun, 23 Oct 2016 21:03:33 GMT

So got the 5-7 and then today the email to verify information. When I call they tell me systems are down and to call back in 24 hours

Re: Discover

Life_take2 — Sun, 23 Oct 2016 21:20:06 GMT

Good luck ! Who knows, maybe the 5-7 day thing is tied to the system issue reported when you called. *Fingers crossed for ya.*

Re: Discover

Sbrooks1 — Sun, 23 Oct 2016 21:34:57 GMT

On a side note was approved for Amex blue- starting limit 10000👌👌👌

Re: Discover

austinguy907 — Sun, 23 Oct 2016 22:58:23 GMT

Weekends are bad for apping on new accounts. Typically when they'll do system maintenance on the network. When it comes back up the backlog of apps will go through and get processed. Monday morning you might wake up to another Approval!

Re: Discover

Sbrooks1 — Sun, 23 Oct 2016 23:04:29 GMT

Or denial!! But thanks for the encouragement!

Re: Discover

austinguy907 — Sun, 23 Oct 2016 23:08:50 GMT

Well in your OP you said they said their systems were down.

2nd you applied for AMEX and got 10K out of them.

Last summer I applied for both AMEX / Discover and both were instant approvals. I only thought to make the 2nd app after the first due to the approval of some of the singiest lenders I've applied to over the years and all of the denials. Turned out one approval equaled the additional approval. As for the systems down issue.... unfortunately it's a common issue during backend upgrades that run long or fail in the middle and end up needing to restore from a backup which take several hours on top of the initial upgrade process.

You can also do a "check status" from the website if you don't want to wait for the e-mail or call back.

https://www.discovercard.com/application/checkStatus?execution=e1s1

Re: Discover

Sbrooks1 — Sun, 23 Oct 2016 23:12:36 GMT

I checked the status and that led me to call! No luck there

Re: Discover

Sbrooks1 — Fri, 28 Oct 2016 18:01:57 GMT

They actually called me on Monday morning and verified a few things and approved!! I'm in with Discover thanks to what I've learned here!!!

Re: Discover

Anonymous — Sat, 29 Oct 2016 03:32:41 GMT

Congratulations!!!! Welcome to the Discover family!

Re: Discover

AverageJoesCredit — Sat, 29 Oct 2016 13:10:30 GMT

Grats! Sbrooks , now go post your approval in approvals so we may relish in your glory

Re: Discover

gdale6 — Tue, 01 Nov 2016 01:48:14 GMT

Thread locked and further comment directed to approval here http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-comes-in-pretty-package/td-p/4782717