topic Re: ? on multiple CapOne apps in Credit Card Applications

? on multiple CapOne apps

Anonymous — Mon, 07 Nov 2016 13:52:47 GMT

My husband was approved for QS1 on Sat. He submitted a Plat app at the same time and was disapproved. He got the letter today and here's what it said: The reason(s) for our decision are: • Based on your application information, there is a currently pending or recently processed application with Capital One.

When I got my two cards, I did them at the same time also and was approved. Is that not working now? (Guess I answered my on question since he didn't get it.) Should he ask for reconsideration?

Thanks

Re: ? on multiple CapOne apps

washpadude — Mon, 07 Nov 2016 14:28:40 GMT

Cap One switched earlier this year to one app every six months. As far as I know there is no way around that.

Re: ? on multiple CapOne apps

Anonymous — Mon, 07 Nov 2016 14:39:15 GMT

Thanks. I had a feeling that happened.

Re: ? on multiple CapOne apps

Anonymous — Mon, 07 Nov 2016 15:23:05 GMT

Yeah,wash is correct. Other cards will probably go towards that too. Hopefully not

Re: ? on multiple CapOne apps

Dalmus — Mon, 07 Nov 2016 17:55:13 GMT

@Anonymous wrote:
Yeah,wash is correct. Other cards will probably go towards that too. Hopefully not

Sucks for some of the active credit-chasers, but I'm sure it won't affect 95% of the rest of the people out there.

No offense to credit chasers... we're all credit chasers during our rebuilding stage!

Re: ? on multiple CapOne apps

Anonymous — Mon, 07 Nov 2016 17:57:51 GMT

I have 3 cards with cap one, debating is it better to ask for an increase on 1 or get a new card hmmm

Re: ? on multiple CapOne apps

washpadude — Mon, 07 Nov 2016 18:39:30 GMT

@Anonymous wrote:
I have 3 cards with cap one, debating is it better to ask for an increase on 1 or get a new card hmmm

Why choose? Do both.