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  <channel>
    <title>topic Re: NFCU IS BACK UP!!! in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646685#M14353</link>
    <description>&lt;P&gt;normal&lt;/P&gt;</description>
    <pubDate>Wed, 19 Nov 2014 00:14:29 GMT</pubDate>
    <dc:creator>Creditaddict</dc:creator>
    <dc:date>2014-11-19T00:14:29Z</dc:date>
    <item>
      <title>NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646617#M14352</link>
      <description>&lt;P&gt;Just applied for a Rewards card and got this message:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Credit Card Application Confirmation&lt;/P&gt;&lt;HR /&gt;&lt;DIV&gt;&lt;DIV class="shadedDiv"&gt;&lt;DIV class="shadedDivTop"&gt;&lt;DIV&gt;Credit Card Application - Confirmation&lt;/DIV&gt;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;&lt;SPAN&gt;Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days.&lt;BR /&gt;&lt;BR /&gt;You may later check the status of your credit card application by simply clicking on the "Account Services" tab and then on the "Check Status of Pending Loan Application" link under the Lending Services section. &lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;Is this good or bad?&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Tue, 18 Nov 2014 23:59:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646617#M14352</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-18T23:59:19Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646685#M14353</link>
      <description>&lt;P&gt;normal&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 00:14:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646685#M14353</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-11-19T00:14:29Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646693#M14354</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850"&gt;@Creditaddict&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;normal&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the reply Creditaddict!!! &amp;nbsp; So it will be a few days or do I need to call in? &amp;nbsp; &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 00:15:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646693#M14354</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T00:15:49Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646701#M14355</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850"&gt;@Creditaddict&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;normal&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the reply Creditaddict!!! &amp;nbsp; So it will be a few days or do I need to call in? &amp;nbsp; &amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;anywhere from 1 hour to 2 days. just depends how backed up they are right now.&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 00:17:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646701#M14355</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-11-19T00:17:13Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646721#M14356</link>
      <description>&lt;P&gt;Ok I will give it a while and call in.. &amp;nbsp; &amp;nbsp;And I will update this as soon as I find out anything.. &amp;nbsp; Thanks Creditaddict!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And now the waiting game begins&lt;img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 00:20:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646721#M14356</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T00:20:43Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646763#M14357</link>
      <description>Just look online, no need to call!</description>
      <pubDate>Wed, 19 Nov 2014 00:28:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646763#M14357</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-11-19T00:28:34Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646787#M14358</link>
      <description>&lt;P&gt;I've looked everywhere.. &amp;nbsp;lol &amp;nbsp; &amp;nbsp;Will it be a message?&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 00:33:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646787#M14358</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T00:33:03Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646853#M14359</link>
      <description>I always give my cell on the application so I get a text when it's decided.&lt;BR /&gt;Otherwise under application status you might be able to see pending but not sure if done over phone</description>
      <pubDate>Wed, 19 Nov 2014 00:44:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646853#M14359</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2014-11-19T00:44:27Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646919#M14360</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Just applied for a Rewards card and got this message:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Credit Card Application Confirmation&lt;/P&gt;&lt;HR /&gt;&lt;DIV&gt;&lt;DIV class="shadedDiv"&gt;&lt;DIV class="shadedDivTop"&gt;&lt;DIV&gt;Credit Card Application - Confirmation&lt;/DIV&gt;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;&lt;SPAN&gt;Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days.&lt;BR /&gt;&lt;BR /&gt;You may later check the status of your credit card application by simply clicking on the "Account Services" tab and then on the "Check Status of Pending Loan Application" link under the Lending Services section. &lt;/SPAN&gt;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV class="shadedDivBod"&gt;Is this good or bad?&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks For Sharing.&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 01:00:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3646919#M14360</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T01:00:45Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3647017#M14363</link>
      <description>&lt;P&gt;Thanks AL! &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I found it and it still says Review In Process... &amp;nbsp;Now that I've found it, I will keep clicking until I see a change.. &amp;nbsp;WIll keep thread updated so it can(Fingers Crossed) gets moved back to Approvals&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;**UPDATE** &amp;nbsp;This is what it says.. &amp;nbsp;&lt;/P&gt;&lt;TABLE cellspacing="0" border="0" cellpadding="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;STRONG&gt;Message:&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;&lt;P&gt;Your application has been submitted for review.&lt;/P&gt;&lt;P&gt;The confirmation number for your request is: XXXXXXXXXXXXX&lt;/P&gt;&lt;P&gt;A decision will be made on your credit card request within 1 business day, unless additional information is required. A credit card representative may contact you by phone, through Navy Federal Online Account Access or through your personal e-mail, if provided. If you would like to check the status of your application, you may use the Navy Federal Application Message Center at the address below.&lt;/P&gt;&lt;P&gt;This Message Center is strictly for receiving and sending messages regarding your credit card application. You will be given a link in the initial email that, once you click on it, will send you to a secure Navy Federal site where you will be asked to log in for authentication purposes. Once identified, you will be able to retrieve your messages from Navy Federal&lt;/P&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;</description>
      <pubDate>Wed, 19 Nov 2014 01:25:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3647017#M14363</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T01:25:44Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3647509#M14402</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Thanks AL! &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I found it and it still says Review In Process... &amp;nbsp;Now that I've found it, I will keep clicking until I see a change.. &amp;nbsp;WIll keep thread updated so it can(Fingers Crossed) gets moved back to Approvals&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;**UPDATE** &amp;nbsp;This is what it says.. &amp;nbsp;&lt;/P&gt;&lt;TABLE cellspacing="0" border="0" cellpadding="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;STRONG&gt;Message:&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;&lt;P&gt;Your application has been submitted for review.&lt;/P&gt;&lt;P&gt;The confirmation number for your request is: XXXXXXXXXXXXX&lt;/P&gt;&lt;P&gt;A decision will be made on your credit card request within 1 business day, unless additional information is required. A credit card representative may contact you by phone, through Navy Federal Online Account Access or through your personal e-mail, if provided. If you would like to check the status of your application, you may use the Navy Federal Application Message Center at the address below.&lt;/P&gt;&lt;P&gt;This Message Center is strictly for receiving and sending messages regarding your credit card application. You will be given a link in the initial email that, once you click on it, will send you to a secure Navy Federal site where you will be asked to log in for authentication purposes. Once identified, you will be able to retrieve your messages from Navy Federal&lt;/P&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Good Luck!&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 03:26:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3647509#M14402</guid>
      <dc:creator>joedtx</dc:creator>
      <dc:date>2014-11-19T03:26:35Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3648189#M14465</link>
      <description>Congrats and Good Luck....I just became a memeber yesterday and as soon as I signed in online I got the preselected banner for the credit card....trying to decide if I should apply or not. Good luck again!!!</description>
      <pubDate>Wed, 19 Nov 2014 11:12:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3648189#M14465</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-19T11:12:43Z</dc:date>
    </item>
    <item>
      <title>Re: NFCU IS BACK UP!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3648397#M14473</link>
      <description>&lt;P&gt;I went with the flagship&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The overall maximum for the flagship over time is 80K (so its just wishful thinking down the road)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I dont mind the 49 annual fee for the better points&lt;/P&gt;</description>
      <pubDate>Wed, 19 Nov 2014 13:48:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/NFCU-IS-BACK-UP/m-p/3648397#M14473</guid>
      <dc:creator>ABC123TLC</dc:creator>
      <dc:date>2014-11-19T13:48:19Z</dc:date>
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