topic Re: Csp application in Credit Card Applications

Update: Approved!! Csp application

Anonymous — Wed, 30 Nov 2016 08:16:24 GMT

I always wanted csp and after reading alot of approval denied forum and reviews on credit karma i decide to pull the trigger. 7-10 day message when i subumitted the application. Right away i called automated robo lady back door number and got 30day message. Im guessing thats a good sign?

I do not know what has gotten into me. I told my self like 100 times dont apply till i get CLI on Qs1 but my heart said do it.

25yr old
50k income
2k qs1
5k amazon store
5400 care credit
500 cap1 secured

Fico tu8 was 713 as of 11/3
Eq around 680
Ex??
oldest card 17 months
Aoaa around 8-9 month
No derog , perfect payment history
Im crossing my finger!

Re: Csp application

Anonymous — Sun, 27 Nov 2016 09:16:27 GMT

Oh and ultization at around 17% carrying some 0% apr on amazon and carecredit.

Re: Csp application

Anonymous — Sun, 27 Nov 2016 14:51:12 GMT

How many credit cards have you opened in the last 17 months? Is it just the ones you listed?

Re: Csp application

Anonymous — Sun, 27 Nov 2016 16:16:45 GMT

Yes im at 4/24.

Re: Csp application

Anonymous — Sun, 27 Nov 2016 17:47:35 GMT

@Anonymous wrote:
Yes im at 4/24.

Ok. Your short credit history might be a problem so you are better off not trying recon. The 30 days message means you have 50/50 shot. So let it be and see what happens. Update the thread with final outcome.

Re: Csp application

Aduke1122 — Mon, 28 Nov 2016 19:57:45 GMT

Are thsee Fico scores or CK ?

Re: Csp application

Anonymous — Tue, 29 Nov 2016 00:11:55 GMT

Fico 08

Re: Csp application

Anonymous — Wed, 30 Nov 2016 08:11:25 GMT

I just called automated line and i got approved for 5k at 23.24%!

Where should i call to get the card expedited?

Re: Csp application

Anonymous — Wed, 30 Nov 2016 14:24:27 GMT

@Anonymous wrote:
I just called automated line and i got approved for 5k at 23.24%!

Where should i call to get the card expedited?

Congrats and good job. Defiantely call and have it expediated.