topic My Quest to Obtain the JP Morgan Reserve [UPDATE PG.2] in Credit Card Applications

My Quest to Obtain the JP Morgan Reserve [UPDATE PG.2]

Jlu — Sat, 03 Dec 2016 20:55:50 GMT

Right now this beautiful card is my holy grail and the 100K UR point bonus after $4K/3MO spend is irreistable.

I found the Reward Boss site which appears to show him prevailing in his quest. Unfortunately too many people took advtange of this method and they shut down the fax number that is used to submit apps.

I've spent the day calling Chase Private Client banks, Executive Offices, Analysts & any other JPM/Chase related backdoor number to no avail. They all state that the fax number was being abused by people with sub-600 FICOs (IM LOOKING AT YOU MYFICO'ERS) trying to get approved with no prior JPM//Chase relationship. They all told me you need a minimum $250K invested in their wealth management division to even have a slight chance. Preferably you need about $10M in cash/assetts under JPM management. Obviously that's not a reality for my siutaiton.

HOWEVER my last call of the evening was a hail Mary to my direct contact at the Chase EO, a lovely lady who I've mentioned here before is a fellow myFICO'er. She was responsible for getting me a $15,000 CLI on my Freedom back when I was scoring 690-700. Anyways I explained to her the siutation and she put me on hold. When she came back she provided me with the private fax number that Chase Private bankers use to submit these Palladium/Reserve apps.

I faxed over the app a few minutes ao and I should get a response by tomorrow according to her.

I will update this regardless of what happens. Before you ask: NO I will not share the fax number UNTIL my app is approved so don't ask. Once the app is approved I willl share the fax number but NOT the contact at the EO as she doesn't want to lose her job.

FWIW my vitals are as follows: TU 801, EX 790, EQ 782. Stated income $179,000. One inquiry and no new accounts in past 18-months.

Just look at this beautiful, elegant design... it weighs over twice that of the CSP/CSR.

Link to card details --> http://therewardboss.com/wp-content/uploads/2016/08/JPM-Reserve-100k-Bonus-Application.pdf

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Wed, 09 Nov 2016 23:20:52 GMT

Good luck!

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Wed, 09 Nov 2016 23:44:53 GMT

Subscribed ! Good luck.

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Thu, 10 Nov 2016 00:11:20 GMT

Do you have CSR already?

i want the JPMR as well. Very tempted but I'm already at 90% exposure. Lol.

Keep me posted and PM me the number of it works. Thanks!

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

AverageJoesCredit — Thu, 10 Nov 2016 00:26:55 GMT

Wow, who in their right mind would attempt to get this card with a sub 600 fico? That would be like someone with a 800 fico apping for a credit one! Lol

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Jlu — Thu, 10 Nov 2016 00:44:12 GMT

@Anonymous wrote:
Do you have CSR already?

i want the JPMR as well. Very tempted but I'm already at 90% exposure. Lol.
Keep me posted and PM me the number of it works. Thanks!

Nope, no CSR for me, just a Freedom card with a $20K limit.

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

trant3 — Thu, 10 Nov 2016 00:56:29 GMT

Please PM the fax # of successful . Thanks and good luck!

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

wasCB14 — Thu, 10 Nov 2016 03:25:16 GMT

What does this card offer that CSR doesn't? A United Club membership (or at least access) I think, but what else?

If you have 6 or 7 figures in securities, chasing brokerage promotions is more lucrative.

*For example, Fidelity gives 50k miles on Delta, United, or AA for a mere (comparatively speaking) $100k transfer of assets.

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

MugenCivicSi83 — Thu, 10 Nov 2016 03:29:13 GMT

@Jlu wrote:
Right now this beautiful card is my holy grail and the 100K UR point bonus after $4K/3MO spend is irreistable.

I found the Reward Boss site which appears to show him prevailing in his quest. Unfortunately too many people took advtange of this method and they shut down the fax number that is used to submit apps.

I've spent the day calling Chase Private Client banks, Executive Offices, Analysts & any other JPM/Chase related backdoor number to no avail. They all state that the fax number was being abused by people with sub-600 FICOs (IM LOOKING AT YOU MYFICO'ERS) trying to get approved with no prior JPM//Chase relationship. They all told me you need a minimum $250K invested in their wealth management division to even have a slight chance. Preferably you need about $10M in cash/assetts under JPM management. Obviously that's not a reality for my siutaiton.

HOWEVER my last call of the evening was a hail Mary to my direct contact at the Chase EO, a lovely lady who I've mentioned here before is a fellow myFICO'er. She was responsible for getting me a $15,000 CLI on my Freedom back when I was scoring 690-700. Anyways I explained to her the siutation and she put me on hold. When she came back she provided me with the private fax number that Chase Private bankers use to submit these Palladium/Reserve apps.

I faxed over the app a few minutes ao and I should get a response by tomorrow according to her.

I will update this regardless of what happens. Before you ask: NO I will not share the fax number UNTIL my app is approved so don't ask. Once the app is approved I willl share the fax number but NOT the contact at the EO as she doesn't want to lose her job.

FWIW my vitals are as follows: TU 801, EX 790, EQ 782. Stated income $179,000. One inquiry and no new accounts in past 18-months.

Just look at this beautiful, elegant design... it weighs over twice that of the CSP/CSR.

Link to card details --> http://therewardboss.com/wp-content/uploads/2016/08/JPM-Reserve-100k-Bonus-Application.pdf

what a beauT!!!!!!!!!!!!!!! wow!

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Thu, 10 Nov 2016 04:19:12 GMT

@wasCB14 wrote:
What does this card offer that CSR doesn't? A United Club membership (or at least access) I think, but what else?

If you have 6 or 7 figures in securities, chasing brokerage promotions is more lucrative.

*For example, Fidelity gives 50k miles on Delta, United, or AA for a mere (comparatively speaking) $100k transfer of assets.

Nothing It's purely an ego driven card. As for the weight of the card, it's the same as the Ritz card afaik

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

alkaline — Thu, 10 Nov 2016 19:31:15 GMT

Wow, nice! Keep us posted! I remember the time I tried to apply for the Palladium and was declined... If this works out for you, I might have to try again with this card

Re: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Thu, 10 Nov 2016 19:45:22 GMT

Keep us posted OP. I've accepted that card once from one of my customers and it really is nice.

UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Jlu — Sat, 03 Dec 2016 20:54:51 GMT

Just an update: I had no luck with the initial fax that I mentioned in the OP. I got this letter a couple weeks later:

However I called around to a bunch of Chase Private Client banks and finally found a lenient banker to help my cause. She filled out the bottom of the app (pictured below) with the required bank ID info that I guess you need for the app to even be considered. She also gave me a new 'official' fax number that replaced the old one that was abused.

I am waiting for a decision from JPM/Chase and will provide MyFICO'ers with the following:

1) The new official fax number

2) The bank ID info to put down the bottom of the app

Sorry to keep you in suspense but I don't want to ruin this final chance by making the info public before my app gets processed.

I'll update you guys, should have an answer this coming week. Wish me luck!

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Sat, 03 Dec 2016 21:06:24 GMT

How many banks did you call? Lol. I called 3 banks asking for it saying I'm "CPC" but they all said that only PB clients can apply ><

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

BronzeTrader — Sat, 03 Dec 2016 21:15:35 GMT

Just wonder what additional benefits this card offers to you? Other than good looking?

Good luck.

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

wasCB14 — Sat, 03 Dec 2016 21:15:43 GMT

@Anonymous wrote:
How many banks did you call? Lol. I called 3 banks asking for it saying I'm "CPC" but they all said that only PB clients can apply ><

Is PB the same as JP Morgan Private Client?

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Jlu — Sat, 03 Dec 2016 21:41:28 GMT

@wasCB14 wrote:
@Anonymous wrote:
How many banks did you call? Lol. I called 3 banks asking for it saying I'm "CPC" but they all said that only PB clients can apply ><
Is PB the same as JP Morgan Private Client?

JPM PB is targeted to the people that hop on a gulfstream V to getaway for a weekend at their home in the Hamptons

CPC is targeted to the people who have their kids in private school and dad drives a 7-series BMW

You see the difference?

I called about 16 banks before finding someone that shared my vision for the future where I get to explain why this shiny metal card sets off alarms at TSA checkpoints.

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Jlu — Sat, 03 Dec 2016 21:43:16 GMT

@BronzeTrader wrote:
Just wonder what additional benefits this card offers to you? Other than good looking?
Good luck.

It's got that unobtainium-esque mystique and the JPM customer service makes AMEX look like a Cap1 call center.

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

Anonymous — Sat, 03 Dec 2016 21:49:54 GMT

16 banks?! Oh my gaawwdd. You are dedicated on getting it. Haha. Good luck. I'all wait for your good news and hopefully you share the info with me

Re: UPDATE: My Quest to Obtain the JP Morgan Reserve Card [UPDATES INCOMING]

android01 — Sat, 03 Dec 2016 22:53:24 GMT

I'm lucky I held on to my JPM Select card. I have no relationships with Chase other than having three of their credit cards. When I applied for the C$R, for which I was approved, I called to PC my CSP to a Freedom Unlimited to maximize UR points. It's a good combo with the C$R. The guy I was talking with on the phone noticed that I had a JPM Select, and that Chase was discontinuing this card. He them asked if I'd like to PC it to the new JPM Reserve. I said "sure, why not". He read the terms and conditions over the phone, and a new JPM Reserve was on my doorstep in two days.