topic Re: State Department FCU - Hard Pull for membership application in Credit Card Applications

Sdfcu

peghede — Thu, 08 Sep 2016 03:13:07 GMT

App for membership and DECLINED.

Denial Reasons : Number of recent inquiries Number of recent accounts

Do they hp or sp?

Re: Sdfcu

Anonymous — Thu, 08 Sep 2016 05:05:18 GMT

@peghede wrote:
App for membership and DECLINED.
Denial Reasons : Number of recent inquiries Number of recent accounts
Do they hp or sp?

Re: Sdfcu

Aduke1122 — Thu, 08 Sep 2016 05:06:42 GMT

I was reading others on the forum who said recently they have started doing HPs on memebership app , it used to be SP , some still slide in with a SP so I'm not sure what to make of it .

Re: Sdfcu

Anonymous — Thu, 08 Sep 2016 11:07:28 GMT

@Aduke1122 wrote:
I was reading others on the forum who said recently they have started doing HPs on memebership app , it used to be SP , some still slide in with a SP so I'm not sure what to make of it .

That has happened with NASAFCU, too. I was fortunate enough to get in with both with a soft pull, including a credit card with NASA. I must have been one of the last people I have read about that was able to do that. I am grateful.

State Department FCU - Hard Pull for membership application

Anonymous — Thu, 08 Sep 2016 13:38:34 GMT

SDFCU "changed" their membership application process in December 2015

It is a Hard Pull for Membership.

Re: Sdfcu

SouthJamaica — Mon, 05 Dec 2016 16:56:56 GMT

@peghede wrote:
App for membership and DECLINED.
Denial Reasons : Number of recent inquiries Number of recent accounts
Do they hp or sp?

Inspired by a recent post about how great SDFCU was, I applied for membership, and was declined because my "identification" score was insufficient

I'm pretty sure I"m me.

They said the only way I can join is to come there in person.

I'm not interested in getting involved with an institution that's that stupid.

Re: Sdfcu

peghede — Tue, 06 Dec 2016 22:09:38 GMT

Yeah i tried to recon over the phone with them months ago, they told me to i can join all i have to do is to come there in person.......yeah right like im gonna go 9 states away.

Re: Sdfcu

SouthJamaica — Tue, 06 Dec 2016 22:12:02 GMT

@peghede wrote:
Yeah i tried to recon over the phone with them months ago, they told me to i can join all i have to do is to come there in person.......yeah right like im gonna go 9 states away.

Run, don't walk.

Re: Sdfcu

peghede — Tue, 06 Dec 2016 22:22:01 GMT

lol,

Re: State Department FCU - Hard Pull for membership application

bk510 — Wed, 07 Dec 2016 07:16:48 GMT

@Anonymous wrote:
.

SDFCU "changed" their membership application process in December 2015

It is a Hard Pull for Membership.

.

Dang it, Thought it was still a SP.......I realized this after the fact. App process was easy tho. Got everything set up in 7 min, literally.

Re: State Department FCU - Hard Pull for membership application

baller4life — Wed, 07 Dec 2016 11:17:51 GMT

@bk510 wrote:
@Anonymous wrote:
.

SDFCU "changed" their membership application process in December 2015

It is a Hard Pull for Membership.

.
Dang it, Thought it was still a SP.......I realized this after the fact. App process was easy tho. Got everything set up in 7 min, literally.

Same for me. Membership was instant. I havent had any problems with SDFCU. Very happy with them. Sorry OP and SJ had issues.