topic Re: AMEX EDP APP in Credit Card Applications

AMEX EDP APP

Harvey26 — Wed, 07 Dec 2016 01:39:43 GMT

As you guys know I apped for PRG a couple days ago and was approved. Apped same day for EDP to do some balance transfers, and when called in they said it was being processed by executive offices and to give to 3 business days. Has anyone ever heard of this I have had the card before with a 10k limit. Is there anyone I can call to speed up the process or to see whats going on. Because I dont want to wait then not get apporved for the EDP.

Re: AMEX EDP APP

creditguy — Thu, 08 Dec 2016 01:06:53 GMT

You wrote back in August that you were approved for this exact card with a 10k limit, what happened to that card? I've noticed you've opened and closed cards and reapplied for the exact same card later on. what's up with that? I'd say Amex is probably wondering why you open then close and reapply. good luck.

Re: AMEX EDP APP

fltireguy — Thu, 08 Dec 2016 02:31:49 GMT

@creditguy wrote:
You wrote back in August that you were approved for this exact card with a 10k limit, what happened to that card? I've noticed you've opened and closed cards and reapplied for the exact same card later on. what's up with that? I'd say Amex is probably wondering why you open then close and reapply. good luck.

Re: AMEX EDP APP

Harvey26 — Thu, 08 Dec 2016 05:04:06 GMT

@creditguy wrote:
You wrote back in August that you were approved for this exact card with a 10k limit, what happened to that card? I've noticed you've opened and closed cards and reapplied for the exact same card later on. what's up with that? I'd say Amex is probably wondering why you open then close and reapply. good luck.

I closed it.. becuase they would not fix my promotionals on my account. Opened the card back then to use for big purchase wanted 0% and they could not seem to get it right so I closed.. So hopefully they give me it again. crosses my fingers.

Re: AMEX EDP APP

Harvey26 — Fri, 09 Dec 2016 21:03:42 GMT

@creditguy wrote:
You wrote back in August that you were approved for this exact card with a 10k limit, what happened to that card? I've noticed you've opened and closed cards and reapplied for the exact same card later on. what's up with that? I'd say Amex is probably wondering why you open then close and reapply. good luck.

After going back and forth I cancelled my app and re applied went through verification and was approved for 6k. didnt get my orginal 10k limit but will do limit increase later on thats enough to do all my BTs

Re: AMEX EDP APP

UncleB — Sat, 10 Dec 2016 11:37:19 GMT

Congrats on your approval!

New thread: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-SL-RECON/m-p/4810092