topic Re: Master Amazon Visa Thread/Data Points in Credit Card Applications

Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 00:05:42 GMT

Instead of 50 approved Chase Amazon threads why don't we make one and everyone can add their data? I've always thought there should be a master thread for every card known like this.... it would be so helpful instead of having to read 100 to find out info on approval stats. Just my 2Cents UPDATE: I guess this is now the Amazon Visa one. Please moist useful info about your file. (Score, Util, INQ's, Income range, negatives)

Re: Chase Amazon idea?

CreditCuriosity — Wed, 11 Jan 2017 23:55:05 GMT

@Anonymous wrote:
Instead of 50 approved Chase Amazon threads why don't we make one and everyone can add their data? I've always thought there should be a master thread for every card known like this.... it would be so helpful instead of having to read 100 to find out info on approval stats. Just my 2Cents

You are welcome to start one in the credit card applications sub-forum or turn this into a data points thread. Will have it moved to CC applications section and you can rename it to Datapoint or whatever and poof it is done

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 00:06:13 GMT

@Curious.... Thx. Done.

Re: Master Amazon Visa Thread/Data Points

AverageJoesCredit — Thu, 12 Jan 2017 00:23:54 GMT

Havent apped , sorry, just wanted to say that would be a cool name Chase Amazon Visa One, catchy DJ OK let the data commence........

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 00:29:22 GMT

You crack me up. Lol.

Re: Master Amazon Visa Thread/Data Points

CreditCuriosity — Thu, 12 Jan 2017 00:34:19 GMT

Chase Amazon:

Limit: 5k (not instant, had to call verification dept. was approved, but verification only and got a text)

CRA pulled: EQ (not sure about Experian yet, but no TU)

FICO: 680ish (hardest hit by all lenders)

HP's: 20 on EQ

Income: 6 figures

New accounts: be the 3rd this year, but that isn't saying much as it just started .. Alot and way over 5x24 I mean WAY over.

AAoA : 4 years

Oldest Account: 24 years old

Baddies: Old paid CO's and late payments all about 5.6+ years old

Re: Master Amazon Visa Thread/Data Points

elim — Thu, 12 Jan 2017 01:51:08 GMT

I'm not falling for this thread you know.

gl all :]

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 01:54:03 GMT

I just applied for it and got the 30 days notification! Just got the Chase Freedom, and I also applied for the FU.

Re: Master Amazon Visa Thread/Data Points

CreditMagic7 — Thu, 12 Jan 2017 01:59:47 GMT

@elim wrote:
I'm not falling for this thread you know.

gl all :]

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 02:08:00 GMT

@elim wrote:
I'm not falling for this thread you know.

gl all :]

Gotta Hang on tight.. lolz

Re: Master Amazon Visa Thread/Data Points

washpadude — Thu, 12 Jan 2017 02:41:02 GMT

Denied. Only reason listed Bankruptcy.

Re: Master Amazon Visa Thread/Data Points

AverageJoesCredit — Thu, 12 Jan 2017 02:47:26 GMT

Sorry wash, the only time ive ever apped for a Chase was for the amazon over a year ago and was denied due to bk. Wont make that mistake again with Chase. This is a tempting card to get a card other than Citi or Synch but for now my Disco and Sync cover my Amazon needs.

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 03:01:41 GMT

Thanks wash, for that very important data point for all of us Bk'rs. I was just going to ask that question if anyone with a recent bk got approved. Mine was discharged at the end of Dec 2014 so i guess i will hold of on this, thanks again and sorry for the denial.

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 04:16:49 GMT

I was approved last year about this time for 8K scores in my siggy haven't changed much bk was almost 9 years old at the time, It did require a recon was denied intially for BK.

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 17:54:17 GMT

I wonder who will be the lucky one to get the metal card first? I want pics.

Re: Master Amazon Visa Thread/Data Points

Anonymous — Thu, 12 Jan 2017 18:25:03 GMT

@Anonymous wrote:
I wonder who will be the lucky one to get the metal card first? I want pics.

Nah.. I want videos.. I want you to hit that card with another metal lolz, or drop it.. LOL

Re: Master Amazon Visa Thread/Data Points

Anonymous — Fri, 13 Jan 2017 09:27:46 GMT

Video, I like it. Even better!

Re: Master Amazon Visa Thread/Data Points

Themanwhocan — Fri, 13 Jan 2017 22:23:04 GMT

@CreditCuriousity wrote:
Chase Amazon:

Limit: 5k (not instant, had to call verification dept. was approved, but verification only and got a text)
CRA pulled: EQ (not sure about Experian yet, but no TU)
FICO: 680ish (hardest hit by all lenders)
HP's: 20 on EQ
Income: 6 figures
New accounts: be the 3rd this year, but that isn't saying much as it just started .. Alot and way over 5x24 I mean WAY over.
AAoA : 4 years
Oldest Account: 24 years old
Baddies: Old paid CO's and late payments all about 5.6+ years old

Did you already have a lot of credit with Chase prior to the approval?

Re: Master Amazon Visa Thread/Data Points

Anonymous — Sat, 14 Jan 2017 02:12:19 GMT

I ordered a new card...i'm hoping it metal....we shall see!

Re: Master Amazon Visa Thread/Data Points

CreditCuriosity — Sat, 14 Jan 2017 02:24:39 GMT

@Themanwhocan wrote:
@CreditCuriousity wrote:
Chase Amazon:

Limit: 5k (not instant, had to call verification dept. was approved, but verification only and got a text)
CRA pulled: EQ (not sure about Experian yet, but no TU)
FICO: 680ish (hardest hit by all lenders)
HP's: 20 on EQ
Income: 6 figures
New accounts: be the 3rd this year, but that isn't saying much as it just started .. Alot and way over 5x24 I mean WAY over.
AAoA : 4 years
Oldest Account: 24 years old
Baddies: Old paid CO's and late payments all about 5.6+ years old
Did you already have a lot of credit with Chase prior to the approval?

Exposure with Chase around 40k prior to approval.. Not a ton, not little either. Baddies and pulled EQ my worst CRA. Also Amazon I havent seen anything higher than 9500 approval. More around 5k this go around with good credit and income. I suppose if I applied for say the IHG would probably get a 15-20k approval as I don't think I am against their limit yet. Weird as got the best APR assuming that is based on my CARS score (chase risk score internal) as been a card holder two plus years and run 15k-20k a year through with them and pay a few hefty af's aka Ritz/CSP which is now csr). Guessing based on my income I might have another 20-30k on the bone with them if I push it.