topic Re: Comenity: Robo Lady or Online in Credit Card Applications

Comenity: Robo Lady or Online

Blackswizz750 — Thu, 12 Jan 2017 17:17:31 GMT

I had my wayfair card since Oct 2016 and used it and PIF three times. I hit the increase online and I get the 7 day message. I hear folks have called the robo lady several times for increase. I just don't want to constantly do it, just every few months. Is any one actively still using Comenity anymore?

Re: Comenity: Robo Lady or Online

Creditaddict — Thu, 12 Jan 2017 17:39:50 GMT

@Blackswizz750 wrote:
I had my wayfair card since Oct 2016 and used it and PIF three times. I hit the increase online and I get the 7 day message. I hear folks have called the robo lady several times for increase. I just don't want to constantly do it, just every few months. Is any one actively still using Comenity anymore?

Wayfair use to give 1 a month but nothing lately.

Re: Comenity: Robo Lady or Online

Aduke1122 — Thu, 12 Jan 2017 18:13:55 GMT

I haven't gotten an increase on mine at all yet , opened it in Sept still at the measly 250 SL . I'm really thinking of closing it if it don't see any movement very soon .

Re: Comenity: Robo Lady or Online

Blackswizz750 — Thu, 12 Jan 2017 20:30:47 GMT

@Creditaddict wrote:
@Blackswizz750 wrote:
I had my wayfair card since Oct 2016 and used it and PIF three times. I hit the increase online and I get the 7 day message. I hear folks have called the robo lady several times for increase. I just don't want to constantly do it, just every few months. Is any one actively still using Comenity anymore?
Wayfair use to give 1 a month but nothing lately.
I feel ya Creditaddict; just trying to get my limits up this year.

Re: Comenity: Robo Lady or Online

Blackswizz750 — Thu, 12 Jan 2017 20:31:49 GMT

@Aduke1122 wrote:
I haven't gotten an increase on mine at all yet , opened it in Sept still at the measly 250 SL . I'm really thinking of closing it if it don't see any movement very soon .

I may do the same since I have gotten walmart and amazon prime. I can get home stuff from there or use a discover card t pay on the site.

Re: Comenity: Robo Lady or Online

Anonymous — Thu, 12 Jan 2017 21:33:25 GMT

I just received my first CLIs ever on a few of my Comenity cards. (Just made a thread) Took them 6 months.

Re: Comenity: Robo Lady or Online

MrsCHX — Thu, 12 Jan 2017 22:05:35 GMT

It really depends (I know, I know...)

I opened Pier 1 and VS in February 2016, Ann Taylor and J.Crew in March.

In December my VS went from $350 to $750 with the luv button. My Ann Taylor went from $250 to $500.

Pier 1 and J.Crew were a no.

After my statement cut on both of those I hit the luv button again and went through robo lady. No and No.

Comenity is an odd duck.

Re: Comenity: Robo Lady or Online

Anonymous — Thu, 12 Jan 2017 22:25:38 GMT

It took a while for my first increase on my Wayfair...It was almost 6 months before it moved, no matter the charge/pay level. The message in all of the letters simply stated that the account was too new and wanted to establish regular usage. There's other cards of theirs I've got that on, mostly the True Value and Big Lots from my own personal portfolio. Once the first increase hit on the Wayfair it's had been on a 90 day schedule now it shows

We’re sorry. You are not currently eligible to request a credit limit increase. For more information, please send us a message via Secure Message Center or call Customer Care at 1-844-271-2567 (TDD/TTY: 1-800-695-1788).

Re: Comenity: Robo Lady or Online

washpadude — Fri, 13 Jan 2017 01:47:59 GMT

My wife was denied for Wayfair, although she can get any other Comenity account she wants. Wayfair seems a little tougher than most.

I was approved for 2k in August and got 300 when I set up my online account. Still getting an increase every 31 days, currently at 3.3k.