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    <title>topic Re: FNBO Amex in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846939#M150792</link>
    <description>Does it have the opt out verbiage?</description>
    <pubDate>Tue, 24 Jan 2017 10:50:31 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-01-24T10:50:31Z</dc:date>
    <item>
      <title>FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846700#M150755</link>
      <description>&lt;P&gt;Received a letter from FNBO with the access code and reservation&amp;nbsp;number.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;it says 0% APR for 1 year and after that it will be&amp;nbsp;16%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;is this a real deal? will it get approved?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Score..&lt;/P&gt;&lt;P&gt;EQ=647&lt;/P&gt;&lt;P&gt;TU=624&lt;/P&gt;&lt;P&gt;EX=718&lt;/P&gt;</description>
      <pubDate>Tue, 24 Jan 2017 03:49:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846700#M150755</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-01-24T03:49:33Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846939#M150792</link>
      <description>Does it have the opt out verbiage?</description>
      <pubDate>Tue, 24 Jan 2017 10:50:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846939#M150792</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-01-24T10:50:31Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846972#M150801</link>
      <description>&lt;P&gt;Yes, it does at the bottom...it says you can choose to stop receving&amp;nbsp;"prescreened offers of credit from this and other companies by calling toll free number ...see the prescreen &amp;amp;opt out notice&lt;/P&gt;</description>
      <pubDate>Tue, 24 Jan 2017 13:24:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4846972#M150801</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-01-24T13:24:37Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO Amex</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4847263#M150841</link>
      <description>Then it should be legit.</description>
      <pubDate>Tue, 24 Jan 2017 20:09:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex/m-p/4847263#M150841</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-01-24T20:09:08Z</dc:date>
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