topic Fidelity Visa in Credit Card Applications

Fidelity Visa

mattmyFIC0 — Thu, 02 Feb 2017 18:17:21 GMT

Does anyone know a good app status number for this card? I can't seem to come up with anything for Elan automated app status.

Re: Fidelity Visa

pipeguy — Thu, 02 Feb 2017 22:18:16 GMT

Funny thing about this card, I have a Fidelity brokerage account (stocks) and was invited to get the card back when it was an AmEx, applied, approved for a low SL of $2k, after 6 months went to $10k CL, I was also offered two spend bonuses, one when I first joined and another when they converted to Visa (I used both). My wife is a "co-owner" of my Fidelity stock account, not so much as an active owner, but more for access to the funds without going through probate should there be a need. Anyway, the first week of January Elan sent her an invite to join by USPS, no spending bonus, but pretty much a "pre-approved" so I filled it out online using the "invite number" and submitted. (This is where it might apply to your concerns).

I/we heard nothing by mail or email, but two days ago a Fidelity Visa Signature card showed up with a welcome package. SL was only $1500 but it has full VS benefits - I assume the CL will increase at 6 months, but it was never going to be her primary spend card. Most of her other approved cards as of late have SL's of $9500 to $16k. Oh, and the account starting date was 1/9/17, so it was about 3 weeks before we got the card.

Bottom line, Elan is kind of funky, you can email them, but probably best thing to do is just wait for something by USPS. I don't have a contact number for you, but based on my experience I'd just wait it out.

Re: Fidelity Visa

mattmyFIC0 — Thu, 02 Feb 2017 19:06:43 GMT

Thanks for your detailed response! I haven't had issues getting approved for us bank cards so I will try to be patient on this one

Re: Fidelity Visa

Anonymous — Fri, 03 Feb 2017 00:15:14 GMT

I also have my retirement through Fidelity so this card and the US Bank Cash + are in my bucket list. I like that Fidelity deposits the rewards into my retirement acct. Alas I can't seem to get approved for either. Just got my US Bank decline letter. Basically too many new accounts. Sigh. Maybe one day.

Re: Fidelity Visa

Anonymous — Fri, 03 Feb 2017 03:33:03 GMT

18003649648

I think thats the number to call

Re: Fidelity Visa

Anonymous — Sat, 11 Feb 2017 01:07:55 GMT

@pipeguy wrote:
Funny thing about this card, I have a Fidelity brokerage account (stocks) and was invited to get the card back when it was an AmEx, applied, approved for a low SL of $2k, after 6 months went to $10k CL, I was also offered two spend bonuses, one when I first joined and another when they converted to Visa (I used both). My wife is a "co-owner" of my Fidelity stock account, not so much as an active owner, but more for access to the funds without going through probate should there be a need. Anyway, the first week of January Elan sent her an invite to join by USPS, no spending bonus, but pretty much a "pre-approved" so I filled it out online using the "invite number" and submitted. (This is where it might apply to your concerns).

I/we heard nothing by mail or email, but two days ago a Fidelity Visa Signature card showed up with a welcome package. SL was only $1500 but it has full VS benefits - I assume the CL will increase at 6 months, but it was never going to be her primary spend card. Most of her other approved cards as of late have SL's of $9500 to $16k. Oh, and the account starting date was 1/9/17, so it was about 3 weeks before we got the card.

Bottom line, Elan is kind of funky, you can email them, but probably best thing to do is just wait for something by USPS. I don't have a contact number for you, but based on my experience I'd just wait it out.

Was the CLI automatic or did you apply for it? I was recently approved for this card but the SCL was only $1.2k. It's better than a denial but definitely much lower than what I was expecting.