topic Re: Victoria Secret LuvButton in Credit Card Applications

Victoria Secret LuvButton

Anonymous — Sat, 22 Nov 2014 16:31:15 GMT

Hello. I went to hit the luv button on my VS card and it asked for annual income and then it said to hit the button again. If I do this Will it be a hard or soft pull? Does anyone know?

Re: Victoria Secret LuvButton

Creditaddict — Sat, 22 Nov 2014 16:48:34 GMT

@Anonymous wrote:
Hello. I went to hit the luv button on my VS card and it asked for annual income and then it said to hit the button again. If I do this Will it be a hard or soft pull? Does anyone know?

always sp

account needs to be 9 months old for VS.

Re: Victoria Secret LuvButton

Ashes — Sat, 22 Nov 2014 16:49:29 GMT

*raises hand* I do. It is a Comenity backed card and all CLI requests made via the luv button will be a SP. Go ahead and try it and if you get an increase, you can keep trying until you get the 7-10 day message and are forced to stop. It did that to take my VS card from 250.00 to 450.00 and then to 650.00 in August. Then this morning I did it again to take it from 650.00 to 850.00 and then finally to 1050.00.

Re: Victoria Secret LuvButton

Anonymous — Sat, 22 Nov 2014 19:58:22 GMT

Yes it is a soft pull as everyone said. If u are eligible for a increase it will give you one right there and then, if not then it will say they will mail you a reason why. I tried hitting the button 1 month after getting mine and it was declined but then received a auto increase just a week ago for $250. I would definitely go for it since its only a soft pull. Good Luck

Re: Victoria Secret LuvButton

Bunnylocks — Sat, 22 Nov 2014 20:17:43 GMT

SP. You can also hit it multiple times for your maximum increase. I went from 700 to 1150.

Re: Victoria Secret LuvButton

Anonymous — Sat, 22 Nov 2014 20:32:33 GMT

Soft Pull. Also, they are very generous on their own. My friend began with a $500 limit and is now sitting at $4,850 without requesting on her own. They were all automatic CLI's within 2 years.

Re: Victoria Secret LuvButton

Anonymous — Sat, 22 Nov 2014 20:39:28 GMT

@Anonymous wrote:
Yes it is a soft pull as everyone said. If u are eligible for a increase it will give you one right there and then, if not then it will say they will mail you a reason why. I tried hitting the button 1 month after getting mine and it was declined but then received a auto increase just a week ago for $250. I would definitely go for it since its only a soft pull. Good Luck

I have only had mine for 2 maybe 3 months. Would I get an increase if I tried? I made one purchase and paid off in full.

Re: Victoria Secret LuvButton

FinStar — Sat, 22 Nov 2014 20:40:54 GMT

@Anonymous wrote:

@Anonymous wrote:
Yes it is a soft pull as everyone said. If u are eligible for a increase it will give you one right there and then, if not then it will say they will mail you a reason why. I tried hitting the button 1 month after getting mine and it was declined but then received a auto increase just a week ago for $250. I would definitely go for it since its only a soft pull. Good Luck
I have only had mine for 2 maybe 3 months. Would I get an increase if I tried? I made one purchase and paid off in full.

Hit the button and see what happens. No one here can tell you for sure. If it doesn't, then just wait until your account becomes elegible.

Re: Victoria Secret LuvButton

Creditaddict — Sat, 22 Nov 2014 20:52:12 GMT

The thing about Comenity is you can do it monthly and it won't matter but more than likely Victoria's Secret require nine statements before you get an increase but never hurts to ask

Re: Victoria Secret LuvButton

Anonymous — Sat, 22 Nov 2014 21:53:51 GMT

@Ashes wrote:
*raises hand* I do. It is a Comenity backed card and all CLI requests made via the luv button will be a SP. Go ahead and try it and if you get an increase, you can keep trying until you get the 7-10 day message and are forced to stop. It did that to take my VS card from 250.00 to 450.00 and then to 650.00 in August. Then this morning I did it again to take it from 650.00 to 850.00 and then finally to 1050.00.

Gosh, I love this board.. Thanks for posting. I have the Loft, VS and Express cards and haven't used it since 2012. After reading this thread, I made some coffee and decided to hit it on all three. I was hitting until I got the 7-10 day message.. I got increases for all 3 cards. Thanks to those who responded as I will be hitting every month

Re: Victoria Secret LuvButton

Anonymous — Sun, 23 Nov 2014 02:16:14 GMT

Its definitely worth a try!! Its not going to hurt at all....like I said I pushed the love button (never used it before) and was denied.......shortly after I made a small $29 purchase (10-25) and paid it off 10-27. My statement cut on the 8th then on 11/13 I placed another order, logged into my VS card account and seen it got raised from $250 to $500 automatically.I check my accounts once a day and it wasnt there the day before. The reason they denied me when I requested one before was because they said not enough history. Like I said I got the card in september and prior to hitting the luv button I never used it...so I would definitely click on it. The worst they could say is NO and it doesnt hurt ur credit at all.