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    <title>topic FNBO - Amex 3.5APR in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864812#M152857</link>
    <description>&lt;P&gt;Received a letter from FNBO for their Amex with 3.5APR and $89 annual fee.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;letter came with access code and authorization number&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what are the chances of getting it&amp;nbsp;approved?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;this is second time they send me an letter with access code and authorization number.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU624&lt;/P&gt;&lt;P&gt;EQ652&lt;/P&gt;&lt;P&gt;EX728&lt;/P&gt;</description>
    <pubDate>Tue, 14 Feb 2017 19:31:30 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2017-02-14T19:31:30Z</dc:date>
    <item>
      <title>FNBO - Amex 3.5APR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864812#M152857</link>
      <description>&lt;P&gt;Received a letter from FNBO for their Amex with 3.5APR and $89 annual fee.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;letter came with access code and authorization number&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what are the chances of getting it&amp;nbsp;approved?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;this is second time they send me an letter with access code and authorization number.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU624&lt;/P&gt;&lt;P&gt;EQ652&lt;/P&gt;&lt;P&gt;EX728&lt;/P&gt;</description>
      <pubDate>Tue, 14 Feb 2017 19:31:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864812#M152857</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2017-02-14T19:31:30Z</dc:date>
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    <item>
      <title>Re: FNBO - Amex 3.5APR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864902#M152865</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Received a letter from FNBO for their Amex with 3.5APR and $89 annual fee.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;letter came with access code and authorization number&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what are the chances of getting it&amp;nbsp;approved?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;this is second time they send me an letter with access code and authorization number.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU624&lt;/P&gt;&lt;P&gt;EQ652&lt;/P&gt;&lt;P&gt;EX728&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What I want to know is--since when does FNBO AMEX come with an annual fee! Unless it's a different one than I have--I don't pay an annual fee.....?&lt;/P&gt;</description>
      <pubDate>Tue, 14 Feb 2017 21:40:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864902#M152865</guid>
      <dc:creator>Credit-hoarder</dc:creator>
      <dc:date>2017-02-14T21:40:59Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO - Amex 3.5APR</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864924#M152869</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/740785"&gt;@Credit-hoarder&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Received a letter from FNBO for their Amex with 3.5APR and $89 annual fee.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;letter came with access code and authorization number&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;what are the chances of getting it&amp;nbsp;approved?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;this is second time they send me an letter with access code and authorization number.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU624&lt;/P&gt;&lt;P&gt;EQ652&lt;/P&gt;&lt;P&gt;EX728&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What I want to know is--since when does FNBO AMEX come with an annual fee! Unless it's a different one than I have--I don't pay an annual fee.....?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;FNBO offers prime for life on mutlipe different cards, at least that's what I've seen in the forums.&amp;nbsp;The prime&amp;nbsp;for life cards have an $89 annual fee, and are issued under Visa and Amex now.&lt;/P&gt;</description>
      <pubDate>Tue, 14 Feb 2017 22:03:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-Amex-3-5APR/m-p/4864924#M152869</guid>
      <dc:creator>DeeBee78</dc:creator>
      <dc:date>2017-02-14T22:03:14Z</dc:date>
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