topic Re: Barclay Red Aviator in Credit Card Applications

Barclay Red Aviator

Anonymous — Wed, 08 Feb 2017 07:33:16 GMT

Applied for first Barclay card. The Red Aviator card and was denied. Haven't gotten the denial letter yet. They pulled Transunion first then a couple days later pulled experian which is my highgest score at 690. Haven't had that many HP's in the past 6 months but the recent HpP for NFCU and the Cash Rewards card are probably showing now, I apped for those on 2/1/17. Should I try to recon with Barclay or just let it go. If I do reocon what do you say when they ask, "why have you been applying for all this credit?' I've only reconned once in the past and it didn't really go so well lol......

Re: Barclay Red Aviator

atst2000 — Wed, 08 Feb 2017 08:34:21 GMT

Defintely recon! Have heard almost everyone (even with good credit) has gotten denied this card.

I've been thinking of applying, but honesly would rather have the Arrival + Elite.

Re: Barclay Red Aviator

Anonymous — Thu, 09 Feb 2017 06:28:28 GMT

Barclay is great at recon. Just go in with a "love the card, love to build a relationship" and if something can be done they will make it happen

Re: Barclay Red Aviator

elim — Thu, 09 Feb 2017 09:44:53 GMT

Barclay was my only denial since I started my rebuild and I recon'd successfully. The CSR was pretty awesome. I had... looking now... 9 new accounts spread over the past year when I recon'd their Ring card (3 were 6 weeks new and freshly reporting), TU was nearing 700 and I had a pretty big tax lien on all 3.

GL on the call, Barclay CSR's have always been pretty cool to me.

Re: Barclay Red Aviator

accidentalpancake — Thu, 09 Feb 2017 13:08:25 GMT

I wrote off Barclay's a few years ago when they closed an account after 8 months due to my availability of revolving credit. I had a $3000 limit with them and at the time a $1200 promotional 0% balance. They cut the limit to $1600 after 3 months and closed the card entirely 5 months later. No late payments (anywhere), no erratic spending, nothing.

I'd say they did you a favor.

Re: Barclay Red Aviator

sillykitty1 — Thu, 09 Feb 2017 14:50:38 GMT

I would suggest reconning, I've had good experiences with Barclay's UWers. I'd suggest telling them that you are or will be flying AA a lot and the Barclays card has more to offer than Citi. If they ask you about new account or recent inquiries , answer honestly that you have been evaluating your credit needs and spending habits and have applied for a for couple of cards that will benefit you.

Re: Barclay Red Aviator

Anonymous — Fri, 10 Feb 2017 05:30:04 GMT

@atst2000 wrote:
Defintely recon! Have heard almost everyone (even with good credit) has gotten denied this card.
I've been thinking of applying, but honesly would rather have the Arrival + Elite.

If everyone has been denied this card why bother with the recon? I wanna get the Red Aviator cause I heard you could get upgraded to the Silver later and right now that's the only way to get it. I haven't had the best lock with Barclays, the citi AA card has a higher sign up bonus should I shoot for that one instead?

Re: Barclay Red Aviator

morgacj2004 — Fri, 10 Feb 2017 05:42:47 GMT

I recently got the Aviator had to send in some identity docs. Not sure why as this was my 4th or 5th card with them. I have had to recon before and usually had good luck. Calling later at night got me the best results

Re: Barclay Red Aviator

Anonymous — Wed, 15 Feb 2017 06:55:48 GMT

just got off the phone with Barclays and they denied the recon for the Red Aviator. said that because of the high number of new accounts i've opened (10 from Feburary of last year which was when my last app spree was) they wanted to see more history on my accounts with those before they could approve me for the card. I would have thought that wouldn't have been an issue since all the accounts have never been late and my score according to the denial letter was a 699 on transunion. Oh well I'll either just let it go or try again in a couple weeks so that they will use the same hard pull and that wasy it will be past a full year since that app spree. what do you guys think...recon didn't go the way i thought it would. sucks having to explain why you have so many accounts open

Re: Barclay Red Aviator

Anonymous — Wed, 15 Feb 2017 15:36:50 GMT

@Anonymous wrote:
just got off the phone with Barclays and they denied the recon for the Red Aviator. said that because of the high number of new accounts i've opened (10 from Feburary of last year which was when my last app spree was) they wanted to see more history on my accounts with those before they could approve me for the card. I would have thought that wouldn't have been an issue since all the accounts have never been late and my score according to the denial letter was a 699 on transunion. Oh well I'll either just let it go or try again in a couple weeks so that they will use the same hard pull and that wasy it will be past a full year since that app spree. what do you guys think...recon didn't go the way i thought it would. sucks having to explain why you have so many accounts open

Do you have any other Barclay cards? I applied and was denied do to being at max exposure with Barclay. I have an Arrival that was at a $12,300 limit. I asked if I could split the cards on my recon and I was allowed to do that and now have the Arrival at $6300 and the Aviator at $6000. I recently got the Marriott card so the Arrival will be going away soon. My plan is to check for CLIs on both the Aviator and the Arrival in May, and then hopefully combine into one Aviator and close the Arrival.

Re: Barclay Red Aviator

Anonymous — Wed, 15 Feb 2017 17:29:01 GMT

No I have no other cards with Barclays. When we did my app spree last February I applied and was denied. It's one the only banks that won't give me a chance. I thought with a 699 score I'd at least get a small cl but no.and I have decent high limits on my card and never late on any payments. Util is at 18% btw. Thinking about trying with Citi cause I have nothing with them either but don't want the HP. I though Hp's and inquiries weren't that big of a factor after 6-12 months. I know they stay on file for 2 years

Re: Barclay Red Aviator

Anonymous — Wed, 15 Feb 2017 17:36:06 GMT

Citi gave me a Costco card, but due to my BK they won't give me anything else. I did not include them in the BK and I'm guessing that the onslaught of Costco apps last June must have caused them to loosen up their UW a bit at that time.

Re: Barclay Red Aviator

Anonymous — Wed, 15 Feb 2017 22:12:06 GMT

The only Citi Card I would get from them would either be the Prestige or the AAdvantge card. Their rewards program doesn't really interest me that much and because Chase closed all my accounts (Sapphire, Hyatt and Ritz Card) willing to be they won't be letting me in anytime soon. Shut down because according to them I opend to many accounts from different lenders in a short period of time(I made a post for that). Hopefully they'll let me back in after a year or too. That's why I haven't apped for anything since the Ritz card back in August up until now.

Re: Barclay Red Aviator

Anonymous — Thu, 16 Feb 2017 12:10:43 GMT

slow down on the apping! How manycards to you need withjin a one year period. You need to lay off for one year and nuture all those accounts you have. Peoiple get so intoxiated reading about wins on this forum. You have to demostrate to the banks that you have a longer view of things.

Re: Barclay Red Aviator

Anonymous — Fri, 17 Feb 2017 03:13:38 GMT

just go an invitation in the mail from Citi to apply for the AAvantage card, 60,000 bonus points...Wondering if I should recon with Barclays for a second time and casully state that Citi offered me this card since I already have the HP from them anyway and see if they'll let me get the Red Aviator, then garden for a year or so. What do you guys think?