topic Re: NFCU - CLI - Condition Exists in Credit Card Applications

NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 17:06:43 GMT

Hey Guys,

Has anyone ever experianced the error message "A condition exists.." when attempting a CLI w/ NFCU? I hit the luv button, and put in all my information and got that message. I checked my USAA credit monitoring right after, and I didn't see an inquiry.... sooo any ideas?

Thanks

Re: NFCU - CLI - Condition Exists

cirrus00 — Sun, 23 Nov 2014 17:09:31 GMT

I read on another thread that is just an internet error & to use another browser.

Re: NFCU - CLI - Condition Exists

baller4life — Sun, 23 Nov 2014 17:12:45 GMT

Yea clear cache and switch browsers. It's a glitch.

Re: NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 17:14:29 GMT

Huh...

I just tried a different browser and cleared my cache, and got the same error. Should I be worried?

Re: NFCU - CLI - Condition Exists

baller4life — Sun, 23 Nov 2014 17:24:21 GMT

No worries. Call and request it over the phone.

Re: NFCU - CLI - Condition Exists

BackInTheSaddleAgain — Sun, 23 Nov 2014 18:34:08 GMT

Yeah, I just got the same thing using Chrome. Would it be better to try Explorer or clear my cache and use Chrome again?

Also, I do not mean to steal this thread, but is it a better idea to ask for CL increases in small incriments (say $5,000 ea.), or larger ones? A couple of months ago I hit the love button on my then 5 month old $5,000 goRewards card and asked for $25K. They approved me for $20K. Accordingly, should I now ask for $25K again, or should I ask for more? I thought the limit on the goRewards card was $25K, but just noticed it is like $50K or 60K. The higher the limit for me, the better.

Any advice would be greatly appreciated. Thanks OP.

Re: NFCU - CLI - Condition Exists

Creditaddict — Sun, 23 Nov 2014 18:35:47 GMT

No no don't request over the phone!

Chrome usually works. Firefox usually works.

some have had to use a cell phone to get it to work.

try completely closing out browsers after you clear history and cashe and then restart again.

Re: NFCU - CLI - Condition Exists

joedtx — Sun, 23 Nov 2014 18:36:02 GMT

@BackInTheSaddleAgain wrote:
Yeah, I just got the same thing using Chrome. Would it be better to try Explorer or clear my cache and use Chrome again?

Also, I do not mean to steal this thread, but is it a better idea to ask for CL increases in small incriments (say $5,000 ea.), or larger ones? A couple of months ago I hit the love button on my then 5 month old $5,000 goRewards card and asked for $25K. They approved me for $20K. Accordingly, should I now ask for $25K again, or should I ask for more? I thought the limit on the goRewards card was $25K, but just noticed it is like $50K or 60K. The higher the limit for me, the better.

Any advice would be greatly appreciated. Thanks OP.

CA is the expert but I believe anything over 25k is a manual review.

Re: NFCU - CLI - Condition Exists

baller4life — Sun, 23 Nov 2014 18:37:16 GMT

Anything over $25k requires manual review. But you can always ask for the max with a hp. $80k Flagship, others $50k

Re: NFCU - CLI - Condition Exists

Creditaddict — Sun, 23 Nov 2014 18:37:17 GMT

@BackInTheSaddleAgain wrote:
Yeah, I just got the same thing using Chrome. Would it be better to try Explorer or clear my cache and use Chrome again?

Also, I do not mean to steal this thread, but is it a better idea to ask for CL increases in small incriments (say $5,000 ea.), or larger ones? A couple of months ago I hit the love button on my then 5 month old $5,000 goRewards card and asked for $25K. They approved me for $20K. Accordingly, should I now ask for $25K again, or should I ask for more? I thought the limit on the goRewards card was $25K, but just noticed it is like $50K or 60K. The higher the limit for me, the better.

Any advice would be greatly appreciated. Thanks OP.

If you are under $25k you shoudl always be asking for $25k but once you reach that area or at that amount anything over $25k will be manual review and HP, so at that point you my as well be asking for the max $50k or $80k with flagship because they will manual review and counter.

I also suggest that you send in most recent 2 paystubs when requesting over $25k to move the prcoess along.

Re: NFCU - CLI - Condition Exists

kevinjjc — Sun, 23 Nov 2014 18:42:34 GMT

@thebusymind wrote:
Huh...

I just tried a different browser and cleared my cache, and got the same error. Should I be worried?

Don't worry, just try again later.

Re: NFCU - CLI - Condition Exists

BackInTheSaddleAgain — Sun, 23 Nov 2014 18:54:29 GMT

@Creditaddict wrote:
@BackInTheSaddleAgain wrote:
Yeah, I just got the same thing using Chrome. Would it be better to try Explorer or clear my cache and use Chrome again?

Also, I do not mean to steal this thread, but is it a better idea to ask for CL increases in small incriments (say $5,000 ea.), or larger ones? A couple of months ago I hit the love button on my then 5 month old $5,000 goRewards card and asked for $25K. They approved me for $20K. Accordingly, should I now ask for $25K again, or should I ask for more? I thought the limit on the goRewards card was $25K, but just noticed it is like $50K or 60K. The higher the limit for me, the better.

Any advice would be greatly appreciated. Thanks OP.
If you are under $25k you shoudl always be asking for $25k but once you reach that area or at that amount anything over $25k will be manual review and HP, so at that point you my as well be asking for the max $50k or $80k with flagship because they will manual review and counter.
I also suggest that you send in most recent 2 paystubs when requesting over $25k to move the prcoess along.

Thanks CA and everyone else. Think I'll go for the easier $25K and be content with that for now. If you don't mind my asking, how long did you (everyone) wait before applying for a 2nd NFCU card? I am thinking of going for the Flagship as well this week. MUCH APPRECIATED and thanks again OP.

Re: NFCU - CLI - Condition Exists

baller4life — Sun, 23 Nov 2014 18:57:28 GMT

Six months after I got Cash Rewards, I got my Platinum MC.

Re: NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 20:36:32 GMT

I called in and asked for 20k. I already have a 20k card and a 15LOC with them. Here's hoping!!

Re: NFCU - CLI - Condition Exists

Creditaddict — Sun, 23 Nov 2014 20:37:33 GMT

@thebusymind wrote:
I called in and asked for 20k. I already have a 20k card and a 15LOC with them. Here's hoping!!

What was the limit?

not instant = HP and review!

Re: NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 20:41:30 GMT

I got a 2 day wait. Should I cancel the application?

Re: NFCU - CLI - Condition Exists

Creditaddict — Sun, 23 Nov 2014 20:46:13 GMT

@thebusymind wrote:
I got a 2 day wait. Should I cancel the application?

What was limit?

Who is the $20k with?

Re: NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 20:48:55 GMT

It was/is currently 5k. The 20k card is with NFCU

Re: NFCU - CLI - Condition Exists

Creditaddict — Sun, 23 Nov 2014 20:51:06 GMT

@thebusymind wrote:
It was/is currently 5k. The 20k card is with NFCU

okay... if you can handle the hp Id let it ride at this point.

Re: NFCU - CLI - Condition Exists

thebusymind — Sun, 23 Nov 2014 20:54:29 GMT

I cancelled it lol. I'm too scared.