topic Re: CAP 1 VENTURE CARD in Credit Card Applications

CAP 1 VENTURE CARD

Anonymous — Wed, 08 Mar 2017 16:46:08 GMT

Anyone know if CAP 1 is inquiry sensitive? Been with cap 1 for 2 yrs..QS @ 4500..never late. ..myFICO..TU 685...EX 709..EQ..640....LOTS OF INQ....Clean file

Re: CAP 1 VENTURE CARD

Anonymous — Wed, 08 Mar 2017 16:51:26 GMT

They don't typically seem to be, but I was recently denied my Venture app and the only reason listed was too many recent inquiries. I'd had zero inquiries in the past year. Been with Capital One for 2 years myself with no issues

Re: CAP 1 VENTURE CARD

Anonymous — Wed, 08 Mar 2017 17:00:31 GMT

too many inq and you had 0? How does that even make sense...I suppose you did not call them for explanation?

Re: CAP 1 VENTURE CARD

Anonymous — Wed, 08 Mar 2017 17:11:56 GMT

I did have inq in the past couple of years, but not any in the last 12 months. They were up first for a few cards I applied for. That was the only reason stated in the decline letter I received.

Re: CAP 1 VENTURE CARD

washpadude — Wed, 08 Mar 2017 18:31:04 GMT

I have been repeatedly denied CLIs on my Venture and Venture One over the past six months. Sole reason given every time is too many inquiries.

Re: CAP 1 VENTURE CARD

Anonymous — Wed, 08 Mar 2017 18:37:20 GMT

Depends on the rest of the file. Inquiries hurt thin files while thick files not nearly as much.