topic Re: Barclay card in Credit Card Applications

Barclay card

murat533 — Tue, 07 Mar 2017 15:04:23 GMT

I burned a Barclaycard back in 2014.I m just wondering if they will still approve me for another card?

Thanks.

Re: Barclay card

murat533 — Tue, 07 Mar 2017 18:02:52 GMT

Nobody will approve me I guess.

Re: Barclay card

DaveInAZ — Tue, 07 Mar 2017 23:09:04 GMT

@murat533 wrote:
Nobody will approve me I guess.

Well, someone might, depends on your score & other things - # of inquiries, # of recent accounts, utilization.

But as far as Barclays, I wouldn't waste an app, they're not so forgiving when they are burned.

Re: Barclay card

Meanmchine — Wed, 08 Mar 2017 04:21:36 GMT

For me, I am blacklisted by Barclays for a silly little unpaid 7 year old CO. I apped 6 months ago for the Rewards card and got the fastest decline ever. I might have even set a world indoor speed record on that. The good news is that they didnt pull credit report.

Re: Barclay card

creditguy — Wed, 08 Mar 2017 04:54:25 GMT

Barclays seems to have a very long memory and they definitely hold grudges. You didn't by chance pay them back did you? Two years is pretty fresh, if you haven't paid them off I wouldn't waste my time apping for Barclays at this time.

Re: Barclay card

thummel — Wed, 08 Mar 2017 09:45:20 GMT

Could always try something from synchrony or even capital one is somewhere decent to start. Don't waste your time on Barclays if you burned them.

Re: Barclay card

Anonymous — Thu, 09 Mar 2017 00:17:10 GMT

had a Barclays account that was charged off almost 9 years ago. Apped yesterday and still no go; like Meanmchine, they didn't even pull my credit

Re: Barclay card

Anonymous — Thu, 09 Mar 2017 01:14:19 GMT

I've noticed if you burn them and you apply they usually won't pull your CR when denying.

Re: Barclay card

CreditCuriosity — Thu, 09 Mar 2017 02:35:43 GMT

@Meanmchine wrote:
For me, I am blacklisted by Barclays for a silly little unpaid 7 year old CO. I apped 6 months ago for the Rewards card and got the fastest decline ever. I might have even set a world indoor speed record on that. The good news is that they didnt pull credit report.

See bolded.. Would you loan someone money again that didn't pay you back, not so silly if you look at it that way right? .. So not really silly. Just trying to put things in perspective.. Barclay's does have a very long memory one of the longest of the major lenders to OP

Re: Barclay card

Anonymous — Thu, 09 Mar 2017 16:17:03 GMT

Which has the longest memory? An elephant, AMEX, or Barclaycard? ;-)

Re: Barclay card

Blackswizz750 — Thu, 09 Mar 2017 19:07:36 GMT

Mine was swift was well in March 2016. I settled with them in 09 with a Juniper Bank card they acquired and still a no go. Don't worry about that lender: they may blacklist even after you pay them back. CITI is another that does not forgive that easily. Save your HP.

Re: Barclay card

grillandwinemaster — Mon, 17 Apr 2017 09:09:17 GMT

Not a chance!

Barclays, Cap1 they are not!

Re: Barclay card

JR_TX — Tue, 18 Apr 2017 01:47:04 GMT

@Leezzy ;

Which has the longest memory? An elephant, AMEX, or Barclaycard? ;-)

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All of the above! Lol

Re: Barclay card

Anonymous — Wed, 19 Apr 2017 23:24:45 GMT

It may just be me but I kind of got the impression that they were being a little sarcastic.