topic Re: Blispay application didn't ask for middle name or initial in Credit Card Applications

Blispay application didn't ask for middle name or initial

kevinjjc — Thu, 16 Mar 2017 13:09:24 GMT

I applied last night and don't recall the Blispay credit card application asking for a middle name or initial. Just wondering if I somehow missed it.

Re: Blispay application didn't ask for middle name or initial

Anonymous — Thu, 16 Mar 2017 14:30:48 GMT

Does it matter? I have a few cards that don't have my middle initial on it. If you are concerned I bet they would add if and send a new card. If they charge just have them add it for "next time" and then request a lost card replacement in a month or two.

Re: Blispay application didn't ask for middle name or initial

Anonymous — Thu, 16 Mar 2017 14:53:05 GMT

If I were the OP, I'd be more concerned with the fact that Blispay may not be able to "verify identiy" which is one of the #1 reasons for denial for this card. It can be something as minor as an incorrect name... so if they're verifying with/without a middle initial it could pose a potential problem.

Re: Blispay application didn't ask for middle name or initial

Anonymous — Thu, 16 Mar 2017 15:47:16 GMT

Not unlike SCT, you need to fill in fields exactly as your address on file with experian.

Re: Blispay application didn't ask for middle name or initial

Anonymous — Thu, 16 Mar 2017 16:38:07 GMT

@Anonymous wrote:
Not unlike SCT, you need to fill in fields exactly as your address on file with experian.

Appreciate the knowledge ... did not know this.

Re: Blispay application didn't ask for middle name or initial

UncleB — Fri, 17 Mar 2017 00:45:32 GMT

I'm the outlier here... I've actually requested (successfully) to have my middle initial removed from an account.

Granted, my name does have a suffix so there's plenty there without the initial.

On topic, the probable mismatch was likely the reason I was prompted to call for my own Blispay approval... the very friendly CSR had me confirm a few accounts from my credit report then approved me on the spot.

Re: Blispay application didn't ask for middle name or initial

kevinjjc — Fri, 17 Mar 2017 01:17:34 GMT

@Anonymous wrote:
Does it matter? I have a few cards that don't have my middle initial on it. If you are concerned I bet they would add if and send a new card. If they charge just have them add it for "next time" and then request a lost card replacement in a month or two.

Not concerned, just a preference. Guess I'm kind of OCD.

Re: Blispay application didn't ask for middle name or initial

kevinjjc — Fri, 17 Mar 2017 01:21:13 GMT

@Anonymous wrote:
If I were the OP, I'd be more concerned with the fact that Blispay may not be able to "verify identiy" which is one of the #1 reasons for denial for this card. It can be something as minor as an incorrect name... so if they're verifying with/without a middle initial it could pose a potential problem.

I had to call them to verify my identify. About an hour and a half later, I received a "You're in! Welcome to Blispay." email. Approved with a 10k limit!

Re: Blispay application didn't ask for middle name or initial

Anonymous — Fri, 17 Mar 2017 08:23:30 GMT

@kevinjjc wrote:

I had to call them to verify my identify. About an hour and a half later, I received a "You're in! Welcome to Blispay." email. Approved with a 10k limit!

Sweet! Congratulations and a very nice limit to boot!

Re: Blispay application didn't ask for middle name or initial

Anonymous — Fri, 17 Mar 2017 13:21:37 GMT

As there is now a thread in approvals, this one is now locked.